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Home Loan News..


High-LTV Mortgages: Financing with a High Loan-to-Value Ratio
A high loan-to-value (LTV) mortgage allows borrowers to finance a home with little equity, meaning the loan amount is close to or equal...

Michael Belfor
Apr 222 min read
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Landscaping Pitfalls to Avoid When Selling Your Home
Landscaping can significantly impact a home’s curb appeal and attractiveness to potential buyers. However, there are pitfalls to avoid to...

Michael Belfor
Apr 181 min read
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Effective Home Staging Tips for Sellers
Staging your home effectively can make a significant difference in how quickly it sells and at what price. Here are some tips to help you...

Michael Belfor
Apr 112 min read
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VA Interest Rate Reduction Refinance Loan (IRRRL): Lowering VA Loan Rates
The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, allows veterans and active-duty service...

Michael Belfor
Apr 82 min read
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Home Buyer Tax Credit Programs: Financial Incentives for Buyers
Homebuyer tax credit programs provide financial incentives to help reduce the overall cost of purchasing a home. These programs, offered...

Michael Belfor
Apr 12 min read
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Foreign National Loans: Financing for International Buyers
Foreign national loans are designed to help international buyers purchase property in the U.S. without the need for a Social Security...

Michael Belfor
Mar 252 min read
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FHA Streamline Refinance: Simplified Refinancing for FHA Loans
The FHA Streamline Refinance program allows homeowners with existing FHA loans to refinance with less paperwork, no appraisal, and lower...

Michael Belfor
Mar 252 min read
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Detailing the Home Selling Process
Selling a home involves a series of steps that require careful planning and execution. Understanding the home selling process can help...

Michael Belfor
Mar 213 min read
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Foreclosure Prevention Programs: Avoiding Mortgage Default
Foreclosure prevention programs are designed to help homeowners who are struggling to make their mortgage payments avoid losing their...

Michael Belfor
Mar 112 min read
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Local Schools: Understanding Grades and Options
When moving to a new area, one of the key factors families consider is the quality of local schools. Good schools are crucial for the...

Michael Belfor
Mar 113 min read
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A SOLID LOAN PROGRAM FOR SELF EMPLOYED BUYERS(P&L Only Loan)
Navigating the complexities of mortgage lending can be challenging, especially regarding the extensive documentation required for...

Michael Belfor
Mar 41 min read
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The Advantages of Buying a Property with a Pool
A property with a pool can offer numerous benefits and enhance your living experience. Here are some of the pros of owning a home with a...

Michael Belfor
Mar 12 min read
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Starting a Seller’s Corner: Tips to Help Sellers in the Home Selling Process
Selling a home can be a complex and emotional process. Whether you’re upgrading, downsizing, or relocating, preparing your home for sale...

Michael Belfor
Feb 253 min read
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Understanding Local Housing Trends
Understanding local housing trends is crucial for buyers, sellers, and investors. Let’s dive into the current property values, their...

Michael Belfor
Feb 112 min read
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The Cons of Moving into a Neighborhood with an HOA
While a Homeowners’ Association (HOA) can offer many benefits, it’s also important to consider the potential drawbacks of living in a...

Michael Belfor
Jan 283 min read
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The Pros of Moving into a Neighborhood with an HOA
A Homeowners' Association (HOA) can be a defining feature of many neighborhoods, providing various benefits that contribute to the...

Michael Belfor
Jan 212 min read
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The Importance of Staying Updated on Mortgage News
In the fast-paced world of real estate and mortgages, staying current with industry news is crucial. As a mortgage professional, keeping...

Michael Belfor
Jan 173 min read
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Highlighting a Neighborhood: Why It’s Worth Considering
When searching for a new home, the neighborhood you choose can be just as important as the house itself. A great neighborhood can enhance...

Michael Belfor
Jan 143 min read
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Decorating Tips for Sellers: Enhancing Your Home’s Appeal
When preparing to sell your home, effective decorating can make a significant difference in how quickly and profitably it sells. A...

Michael Belfor
Jan 113 min read
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How to Qualify for a New Home Loan: Essential Tips
Qualifying for a new home loan is a crucial step in the home buying process. Here are some tips to help you improve your chances of...

Michael Belfor
Jan 101 min read
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Content by The Belfor Team, Mortgage Lender California
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