Michael Belfor
2023 CONFORMING LOAN LIMITS
In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the...
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Michael Belfor
- Jan 17
- 3 min
How To Estimate Your Closing Costs When Buying A Home
A down payment and monthly mortgage payment aren’t the only costs you’re looking at when buying a new home. Some buyers forget that they...
55 views
Michael Belfor
- Jan 10
- 8 min
How to Qualify for First Time Home Buyer Programs
Qualifying for first-time home buyer programs may not be as hard as you think. These programs are specifically designed to help a...
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Michael Belfor
- Dec 16, 2022
- 1 min
Opportunity in Housing
Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled to get favorable terms. But...
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Michael Belfor
- Dec 13, 2022
- 4 min
Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home buying process. We all know: It costs a lot to buy a home! Thankfully,...
51 views
Michael Belfor
- Dec 6, 2022
- 2 min
What You Need to Know About Qualifying for VA Jumbo Loans
Unlike conventional jumbo loans, VA jumbo loans don’t have predetermined loan limits. They are limited only by your qualifications and...
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Michael Belfor
- Nov 29, 2022
- 3 min
5 Things Home Buyers Can Be Grateful For in This Market
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year,...
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Michael Belfor
- Nov 21, 2022
- 5 min
How to Pull Off the Ultimate Thanksgiving Day Feast
Thanksgiving was one of America’s most cherished festivities even before George Washington began celebrating it in 1789. However, it...
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Michael Belfor
- Oct 25, 2022
- 2 min
Buying a House: Today’s Down Payment Requirements and Options
Buying a house isn’t just about the sticker cost or the monthly payment. A large part of your housing budget will also be your down...
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Michael Belfor
- Oct 18, 2022
- 2 min
What is a Temporary Buydown?
A temporary buydown is when a party in a mortgage transaction pays a lump sum in order to reduce the interest rate temporarily for early...
55 views
Michael Belfor
- Oct 11, 2022
- 4 min
Don’t Miss These Top 5 Tax Breaks for Homeowners
When you own your own home, you want to make sure you take every deduction possible to ensure that you maximize your tax refund. You...
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Michael Belfor
- Oct 4, 2022
- 4 min
5 Benefits of Investing in Condos for First Time Home Buyers
Buying a home involves a lot of choices—locations, type of home, type of loan, and more. When it comes to the type of home, remember that...
51 views
Michael Belfor
- Sep 27, 2022
- 5 min
The Homebuying Process in 7 Easy Steps
The homebuying process…where do you even start? Buying a house may be a lifetime dream of yours, but for many buyers it can feel...
61 views
Michael Belfor
- Sep 20, 2022
- 5 min
Top Mortgage Questions for Today’s Market
Just when you think you’ve got it all figured out, the housing market changes. Well, here’s the truth: No one has it all figured out....
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Michael Belfor
- Sep 13, 2022
- 4 min
Don’t Miss These Top 5 Tax Breaks for Homeowners
When you own your own home, you want to make sure you take every deduction possible to ensure that you maximize your tax refund. You...
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Michael Belfor
- Sep 6, 2022
- 4 min
How Much One Extra Mortgage Payment Can Save You
You finally own that home you always wanted. You’re benefiting from the financial perks, but with a new home comes a new monthly mortgage...
55 views
Michael Belfor
- Aug 30, 2022
- 4 min
Mortgage Loan Programs for Nontraditional Borrowers
Let’s be real for a second. Mortgages are not cookie-cutter because borrowers are not all the same. There are, of course, some programs...
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Michael Belfor
- Aug 30, 2022
- 4 min
3 Ways to Get Creative when Paying Closing Costs
You finally found your dream home and are ready to start down that road to homeownership. It’s such an exciting time! … But then there...
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Michael Belfor
- Aug 23, 2022
- 4 min
5 Home Ownership Mistakes to Avoid as a First-Time Homeowner
You did it: You reviewed your credit report, worked on your credit score, determined how much house you can afford, got pre-approved, and...
58 views
Michael Belfor
- Aug 23, 2022
- 3 min
How to Win Against Cash Offers in Today’s Housing Market
It’s tough out there, we know. Today’s competitive housing market can keep you trapped in a vicious cycle: Find a terrific house, make an...
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