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OUR REVIEWS....

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Michael helped us close in under two weeks. He guided us through the process telling us exactly what we needed to do. It allowed us to move efficiently and with confidence. Once we found our home, we achieved the quick close we wanted. His clear and concise communication simplified the entire process for us. If there was something we didn't quite understand, he just explained it, making sure we were comfortable throughout the entire process. We are very satisfied!!

S. Tomlinson, Client

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This was our first experience purchasing a home. Mike and his team could not have been more supportive and helpful throughout. He carefully explained the overall process and what to expect, and then walked us through each step of the way. His communications were always informative and professional and delivered with a personal touch. I cannot stress enough just how much important his communication skills were from introduction to closing. His team member Joe was also key in the entire process and noteworthy in his support. Again, Mike took us from start to finish skillfully and as a consummate professional. He has our highest endorsement!

J M Sullivan Jr from American Canyon, CA

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Mike worked with me for years until I found the right house. When the right house did come along, he and his team were able to move quickly to meet a foreclosure deadline. Thanks Mike!

Brandon Kindt from Placerville, CA

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I can't emphasize enough how easy Mike and Joe made our home buying process be. As first time home buyers, we were overwhelmed with required documents and contracts we knew nothing about. They walked us through every step of the way while providing detailed information to help us understand exactly what we were getting in to. They have great communication with their clients and are always there to answer any questions. 10/10 would recommend the Belfor Team to anyone purchasing a property!

Dominic Escrin from Murrieta, CA

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Mike, Joe and the Belfor team are fantastic! It can be a really frustrating and scary experience to purchase one's first home, which I was doing, and Mike and his team made it as easy as possible, with frequent updates and calls, simple explanations of the steps ahead, and fast responses to questions. I will recommend Mike Belfor to others!

Sam Feldman from Oakland, CA

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Michael and his team are incredibly responsive and accommodating to my requests and needs. As a first time home buyer, I am so grateful for his guidance through this process and his due diligence. Would definitely recommend their services and I am extremely excited to continue to work with them in the future.

Andy Pham from San Jose, CA

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Mike and his team helped me through the whole loan/home buying process. They answered all questions I had (they were a lot) and we still closed quickly. 10/10 would recommend.

Fernandoperezorive from Rocklin, CA

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We are so greatful and blessed to have had Michael Belfor be part of our home buying experience. He made sure that we got the home we wanted, funded. I feel like he went out of his way to make my girlfriend and I dream come true. I would highly recommend him to anyone thinking about buying a home, and looking for for a reputable lender.

Luis Cabrera from Antioch, CA

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Mike Belfor and his team at American Pacific Mortgage are ROCKSTARS. Despite all the crazy news in 2022/2023 regarding the housing market & interest rates - they MADE IT HAPPEN for us. Mike kept us informed & educated in each step of the process. Mike was consistently available when we have questions - and when he wasn’t, the team stepped in. What also makes this team great - what makes YOU want this team on your home buying journey, is their experience, insight, education, & RESOURCES. When Mike locked in our rate, we had no reservations at all because of our confidence in him. Rates did go higher after we locked - just as Mike foreshadowed. And when rates go down (because they will!), we’re looking forward to refinancing with Mike and APM.

We appreciate Mike’s professionalism, candor, and being an all-around cool guy.

When you are buying or refinancing - we highly recommend Mike and team at American Pacific Mortgage.

Joseph Narvaez from Antioch, CA

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Michael Belfor and Team took the time to break down multiple Mortgage options before I started my house hunt, as well as when it was time to start making offers. Michael made sure I understood how the fluctuating interest rates could impact my bottom line. Best of all, Michael and his team closed my loan in under 15 days, and were an absolute please to work with. Communicative, responsive, and friendly. I would absolutely recommend Michael’s services to anyone trying to buy a home in the competitive Bay Area market!

A Gettys from Oakland, CA

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We met Michael through our realtor while shopping for a home in San Francisco. For those who are unfamiliar with the real estate market in SF, it is highly competitive, even during this "recession." Michael and his team gave us the much needed edge to win our bid by giving us a 15 day close. This is unprecedented and extremely rare. Thanks to his team, we were able to put forth a very aggressive offer and we WON!

Michael and his team were very attentive throughout the process, checking in with us daily and doing the most to minimize stress. They were amazing to work with, and continue to check in with us post close. They are currently offering a free refi in 6 months, which is one of many reasons we decided to go with Michael at American Pacific Mortgage.

gkim89 from San Francisco, CA

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Mike has a ton of knowledge and checks in with you daily. Will constantly check interest rates daily and lock you into the lowest rate available! Also, Mike provides several scenarios via his calculator tool to help you select the best plan to purchase your home. Highly recommend working with Mike Belfor!!

Eugeno Ponce from Concord, CA

Content by The Belfor Team, Mortgage Lender California

The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.233.4235

OC. 949.577.6449

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Belfor Team/American Pacific Mortgage - 30011 Ivy Glenn Dr. Ste 221 – Laguna Niguel – CA 92677. NMLS 398359.

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© 2026 American Pacific Mortgage Corporation. All rights reserved.
This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

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