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  • Michael Belfor

2023 CONFORMING LOAN LIMITS


In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the availability of financing those amounts. I figured putting together a simple breakdown for conforming loan limits per county in California may be helpful. Please do see the breakdown per county below and feel free to share!


Single-family homes, condos, and townhomes are considered 1-unit properties.


2023 Conforming Loan Limits for Alameda County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Alpine County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Amador County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Butte County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Calaveras County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Colusa County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits California for Contra Costa County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Del Norte County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for El Dorado County

• 1 Unit – $763,600

• 2 Unit – $977,550

• 3 Unit – $1,181,650

• 4 Unit – $1,46,8500


2023 Conforming Loan Limits for Fresno County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Glenn County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Humboldt County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Imperial County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Inyo County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Kern County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Kings County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Lake County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Lassen County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Los Angeles County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Madera County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits California for Marin County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Mariposa County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Mendocino County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Merced County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Modoc County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Mono County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Monterey County

• 1 Unit – $915,400

• 2 Unit – $1,171,900

• 3 Unit – $1,416,550

• 4 Unit – $1,760,400


2023 Conforming Loan Limits for Napa County

• 1 Unit – $1,017,750

• 2 Unit – $1,302,900

• 3 Unit – $1,574,900

• 4 Unit – $1,957,250


2023 Conforming Loan Limits for Nevada County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Orange County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Placer County

• 1 Unit – $763,600

• 2 Unit – $977,550

• 3 Unit – $1,181,650

• 4 Unit – $1,468,500


2023 Conforming Loan Limits for Plumas County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Riverside County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Sacramento County

• 1 Unit – $763,600

• 2 Unit – $977,550

• 3 Unit – $1,181,650

• 4 Unit – $1,46,8500


2023 Conforming Loan Limits for San Benito County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for San Bernardino County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for San Diego County

• 1 Unit – $977,500

• 2 Unit – $1,251,400

• 3 Unit – $1,512,650

• 4 Unit – $1,879,850


2023 Conforming Loan Limits for San Francisco County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for San Joaquin County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for San Luis Obispo County

• 1 Unit — $911,950

• 2 Unit – $1,167,450

• 3 Unit – $1,411,200

• 4 Unit – $1,753,800


2023 Conforming Loan Limits for San Mateo County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Santa Barbara County

• 1 Unit – $805,000

• 2 Unit – $1,030,550

• 3 Unit – $1,245,700

• 4 Unit – $1,548,100


2023 Conforming Loan Limits for Santa Clara County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Santa Cruz County

• 1 Unit – $1,089,300

• 2 Unit – $1,394,775

• 3 Unit – $1,685,850

• 4 Unit – $2,095,200


2023 Conforming Loan Limits for Shasta County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Sierra County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Siskiyou County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Solano County

• 1 Unit — $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Sonoma County

• 1 Unit – $861,350

• 2 Unit – $1,102,700

• 3 Unit – $1,332,900

• 4 Unit – $1,656,450


2023 Conforming Loan Limits for Stanislaus County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Sutter County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Tehama County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Trinity County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Tulare County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Tuolumne County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


2023 Conforming Loan Limits for Ventura County

• 1 Unit – $948,750

• 2 Unit – $1,214,600

• 3 Unit – $1,468,150

• 4 Unit – $1,824,550


2023 Conforming Loan Limits for Yolo County

• 1 Unit – $763,600

• 2 Unit – $977,550

• 3 Unit – $1,181,650

• 4 Unit – $1,468,500


2023 Conforming Loan Limits for Yuba County

• 1 Unit – $726,200

• 2 Unit – $929,850

• 3 Unit – $1,123,900

• 4 Unit – $1,396,800


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