2023 CONFORMING LOAN LIMITS
In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the availability of financing those amounts. I figured putting together a simple breakdown for conforming loan limits per county in California may be helpful. Please do see the breakdown per county below and feel free to share!
Single-family homes, condos, and townhomes are considered 1-unit properties.
2023 Conforming Loan Limits for Alameda County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Alpine County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Amador County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Butte County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Calaveras County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Colusa County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits California for Contra Costa County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Del Norte County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for El Dorado County
• 1 Unit – $763,600
• 2 Unit – $977,550
• 3 Unit – $1,181,650
• 4 Unit – $1,46,8500
2023 Conforming Loan Limits for Fresno County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Glenn County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Humboldt County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Imperial County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Inyo County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Kern County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Kings County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Lake County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Lassen County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Los Angeles County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Madera County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits California for Marin County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Mariposa County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Mendocino County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Merced County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Modoc County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Mono County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Monterey County
• 1 Unit – $915,400
• 2 Unit – $1,171,900
• 3 Unit – $1,416,550
• 4 Unit – $1,760,400
2023 Conforming Loan Limits for Napa County
• 1 Unit – $1,017,750
• 2 Unit – $1,302,900
• 3 Unit – $1,574,900
• 4 Unit – $1,957,250
2023 Conforming Loan Limits for Nevada County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Orange County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Placer County
• 1 Unit – $763,600
• 2 Unit – $977,550
• 3 Unit – $1,181,650
• 4 Unit – $1,468,500
2023 Conforming Loan Limits for Plumas County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Riverside County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Sacramento County
• 1 Unit – $763,600
• 2 Unit – $977,550
• 3 Unit – $1,181,650
• 4 Unit – $1,46,8500
2023 Conforming Loan Limits for San Benito County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for San Bernardino County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for San Diego County
• 1 Unit – $977,500
• 2 Unit – $1,251,400
• 3 Unit – $1,512,650
• 4 Unit – $1,879,850
2023 Conforming Loan Limits for San Francisco County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for San Joaquin County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for San Luis Obispo County
• 1 Unit — $911,950
• 2 Unit – $1,167,450
• 3 Unit – $1,411,200
• 4 Unit – $1,753,800
2023 Conforming Loan Limits for San Mateo County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Santa Barbara County
• 1 Unit – $805,000
• 2 Unit – $1,030,550
• 3 Unit – $1,245,700
• 4 Unit – $1,548,100
2023 Conforming Loan Limits for Santa Clara County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Santa Cruz County
• 1 Unit – $1,089,300
• 2 Unit – $1,394,775
• 3 Unit – $1,685,850
• 4 Unit – $2,095,200
2023 Conforming Loan Limits for Shasta County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Sierra County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Siskiyou County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Solano County
• 1 Unit — $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Sonoma County
• 1 Unit – $861,350
• 2 Unit – $1,102,700
• 3 Unit – $1,332,900
• 4 Unit – $1,656,450
2023 Conforming Loan Limits for Stanislaus County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Sutter County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Tehama County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Trinity County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Tulare County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Tuolumne County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800
2023 Conforming Loan Limits for Ventura County
• 1 Unit – $948,750
• 2 Unit – $1,214,600
• 3 Unit – $1,468,150
• 4 Unit – $1,824,550
2023 Conforming Loan Limits for Yolo County
• 1 Unit – $763,600
• 2 Unit – $977,550
• 3 Unit – $1,181,650
• 4 Unit – $1,468,500
2023 Conforming Loan Limits for Yuba County
• 1 Unit – $726,200
• 2 Unit – $929,850
• 3 Unit – $1,123,900
• 4 Unit – $1,396,800