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  • Writer's pictureMichael Belfor

2024 Conforming Loan Limits For California (CA)

Updated: Dec 6, 2023


2024 Conforming Loan Limits California is $766,550 and goes up to $1,149,825 for high-cost counties for one-unit properties.


2024 Conforming Loan Limits California for 2-unit properties is $981,500 and goes up to $1,472,250 for high-cost counties.




What is Conforming Loan Limit?

Conforming loans are loans that follow guidelines from Government Agencies – Fannie Mae and Freddie Mac. Federal Housing Finance Agency (FHFA) which oversees both Fannie and Freddie, releases the annual loan limits for every county in the country. These are the maximum loan amounts that Fannie and Freddie will allow for those counties. The loan limits are derived from the average home prices in that county the year before (2023, in this case).


2024 Conforming Loan Limits for California (CA) have been announced recently. These loans allow downpayments as low as 3%-5% to offer flexible underwriting guidelines for qualifications, sometimes allowing for debt to income ratios as high as 50%.


You can use 2024 Conforming Loan Limits to buy Primary Residence, Second (vacation) home, or investment (rental) property.


Single-family homes, condos, and townhomes are considered 1-unit properties.


2024 Conforming Loan Limits for Alameda County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Alpine County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Amador County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Butte County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Calaveras County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Colusa County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits California for Contra Costa County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Del Norte County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for El Dorado County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Fresno County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Glenn County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Humboldt County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Imperial County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Inyo County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Kern County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Kings County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Lake County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Lassen County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Los Angeles County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Madera County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits California for Marin County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Mariposa County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Mendocino County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Merced County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Modoc County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Mono County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Monterey County

  • 1 Unit – $920,000

  • 2 Unit – $1,177,750

  • 3 Unit – $1,423,650

  • 4 Unit – $1,769,250

2024 Conforming Loan Limits for Napa County

  • 1 Unit – $1,017,750

  • 2 Unit – $1,302,900

  • 3 Unit – $1,574,900

  • 4 Unit – $1,957,250

2024 Conforming Loan Limits for Nevada County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Orange County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Placer County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Plumas County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Riverside County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Sacramento County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for San Benito County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for San Bernardino County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for San Diego County

  • 1 Unit – $1,017,750

  • 2 Unit – $1,302,900

  • 3 Unit – $1,574,900

  • 4 Unit – $1,957,250

2024 Conforming Loan Limits for San Francisco County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for San Joaquin County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for San Luis Obispo County

  • 1 Unit — $929,200

  • 2 Unit – $1,189,550

  • 3 Unit – $1,437,900

  • 4 Unit – $1,786,950

2024 Conforming Loan Limits for San Mateo County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Santa Barbara County

  • 1 Unit – $838,350

  • 2 Unit – $1,073,250

  • 3 Unit – $1,297,300

  • 4 Unit – $1,612,250

2024 Conforming Loan Limits for Santa Clara County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Santa Cruz County

  • 1 Unit – $1,149,825

  • 2 Unit – $1,472,250

  • 3 Unit – $1,779,525

  • 4 Unit – $2,211,600

2024 Conforming Loan Limits for Shasta County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Sierra County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Siskiyou County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Solano County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Sonoma County

  • 1 Unit – $877,450

  • 2 Unit – $1,123,300

  • 3 Unit – $1,357,800

  • 4 Unit – $1,656,450

2024 Conforming Loan Limits for Stanislaus County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Sutter County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Tehama County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Trinity County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Tulare County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Tuolumne County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Ventura County

  • 1 Unit – $954,500

  • 2 Unit – $1,221,950

  • 3 Unit – $1,477,050

  • 4 Unit – $1,835,600

2024 Conforming Loan Limits for Yolo County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400

2024 Conforming Loan Limits for Yuba County

  • 1 Unit – $766,550

  • 2 Unit – $981,500

  • 3 Unit – $1,186,350

  • 4 Unit – $1,474,400


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