2024 Conforming Loan Limits For California (CA)

Updated: Dec 6, 2023
Conforming Loan Limits California is $766,550 and goes up to $1,149,825  for high-cost counties for one-unit properties.

Conforming Loan Limits California for 2-unit properties is $981,500 and goes up to $1,472,250 for high-cost counties.



What is Conforming Loan Limit?
Conforming loans are loans that follow guidelines from Government Agencies – Fannie Mae and Freddie Mac. Federal Housing Finance Agency (FHFA) which oversees both Fannie and Freddie, releases the annual loan limits for every county in the country. These are the maximum loan amounts that Fannie and Freddie will allow for those counties. The loan limits are derived from the average home prices in that county the year before (2023, in this case).

Conforming Loan Limits for California (CA) have been announced recently. These loans allow downpayments as low as 3%-5% to offer flexible underwriting guidelines for qualifications, sometimes allowing for debt to income ratios as high as 50%.

You can use 2024 Conforming Loan Limits to buy Primary Residence, Second (vacation) home, or investment (rental) property.

Single-family homes, condos, and townhomes are considered 1-unit properties.

Conforming Loan Limits for Alameda County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Alpine County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Amador County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Butte County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Calaveras County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Colusa County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits California for Contra Costa County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Del Norte County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for El Dorado County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Fresno County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Glenn County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Humboldt County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Imperial County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Inyo County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Kern County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Kings County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Lake County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Lassen County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Los Angeles County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Madera County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits California for Marin County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Mariposa County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Mendocino County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Merced County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Modoc County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Mono County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Monterey County
Unit  – $920,000
Unit – $1,177,750
Unit – $1,423,650
Unit – $1,769,250
Conforming Loan Limits for Napa County
Unit  – $1,017,750
Unit – $1,302,900
Unit – $1,574,900
Unit – $1,957,250
Conforming Loan Limits for Nevada County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Orange County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Placer County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Plumas County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Riverside County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Sacramento County  
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for San Benito County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for San Bernardino County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for San Diego County
Unit  – $1,017,750
Unit – $1,302,900
Unit – $1,574,900
Unit – $1,957,250
Conforming Loan Limits for San Francisco County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for San Joaquin County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for San Luis Obispo County
Unit  — $929,200
Unit – $1,189,550
Unit – $1,437,900
Unit – $1,786,950
Conforming Loan Limits for San Mateo County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Santa Barbara County
Unit  – $838,350
Unit – $1,073,250
Unit – $1,297,300
Unit – $1,612,250
Conforming Loan Limits for Santa Clara County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Santa Cruz County
Unit  – $1,149,825
Unit – $1,472,250
Unit – $1,779,525
Unit – $2,211,600
Conforming Loan Limits for Shasta County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Sierra County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Siskiyou County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Solano County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Sonoma County
Unit  – $877,450
Unit – $1,123,300
Unit – $1,357,800
Unit – $1,656,450
Conforming Loan Limits for Stanislaus County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Sutter County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Tehama County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Trinity County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Tulare County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Tuolumne County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Ventura County
Unit   – $954,500
Unit – $1,221,950
Unit – $1,477,050
Unit – $1,835,600
Conforming Loan Limits for Yolo County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400
Conforming Loan Limits for Yuba County
Unit – $766,550
Unit – $981,500
Unit – $1,186,350
Unit – $1,474,400

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2024 Conforming Loan Limits For California (CA)

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