3 Quick Wins for Homebuyers Before Thanksgiving

Thanksgiving week is one of the quietest, calmest periods in real estate — which makes it one of the smartest weeks for buyers to review their numbers and plan ahead. With fewer offers, fewer showings, and fewer distractions, this is the perfect time to make small moves that create big clarity.

Here are three quick wins you can take advantage of before the holiday hits:

1. Review Gift Fund Options (Holiday Money = Home Money)

This is the time of year when family support becomes more common — and gift funds can significantly reduce your cash-to-close.Both Conventional and FHA allow gift funds for:

• Down payment

• Closing costs

• Reserves

  
  

A simple letter + clean documentation is all it takes. Checking this early in the week prevents holiday-week paperwork stress.

2. Ask About Seller Credits While Competition Is Low

Thanksgiving week slashes buyer traffic.Sellers who stay on the market are motivated.Many are willing to offer:

• Credits for 2/1 buydowns

• Closing cost credits

• Permanent buydown credits

Quiet markets = more negotiation power.

3. Update Your Payment Scenario Before Markets Move Again

The markets often shift after Thanksgiving.

Running your numbers today ensures you’re working with the most accurate payment expectations for December.This also helps lock in a stable plan before year-end.

Bottom Line

A calm week gives you room to plan.Small steps now remove stress later — and position you for smart decisions as inventory shifts in December.

👉 Apply Online