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What Our Clients Say...

Mike Belfor and his team at American Pacific Mortgage are ROCKSTARS. Despite all the crazy news in 2022/2023 regarding the housing market & interest rates - they MADE IT HAPPEN for us. Mike kept us informed & educated in each step of the process. Mike was consistently available when we have questions - and when he wasn’t, the team stepped in. What also makes this team great - what makes YOU want this team on your home buying journey, is their experience, insight, education, & RESOURCES. When Mike locked in our rate, we had no reservations at all because of our confidence in him. Rates did go higher after we locked - just as Mike foreshadowed. And when rates go down (because they will!), we’re looking forward to refinancing with Mike and APM.

We appreciate Mike’s professionalism, candor, and being an all-around cool guy.

When you are buying or refinancing - we highly recommend Mike and team at American Pacific Mortgage.

Joseph Narvaez from Antioch, CA

Content by The Belfor Team, Mortgage Lender California

The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.233.4235

OC. 949.577.6449

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Belfor Team/American Pacific Mortgage - 30011 Ivy Glenn Dr. Ste 221 – Laguna Niguel – CA 92677. NMLS 398359.

© 2026 American Pacific Mortgage Corporation. All rights reserved.
This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

AZ BK 0906702

TEXAS MORTGAGE BANKER DISCLOSURE CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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