A lot of buyers assume they can’t qualify—or that rates are too high. But here’s the truth: there are strategic loan programs  available...

It’s mid-August, and many buyers and homeowners are asking the same question: “Why do rates feel like they’re going nowhere?” On the...

Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

This week, we saw a short-lived improvement in mortgage rates — and we acted fast, locking 12 refinance loans  for clients who had been...

If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know...

An adjustable-rate mortgage (ARM) offers a variable interest rate that can change over time, based on market conditions. However, to...

There was a time when every investor in America was hunting 1% rental deals like gold. You know the rule: If a property rents for 1% or...

For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always.  And...

One of the biggest hurdles for homeowners wanting to move up (or even sideways) is this: “I can’t buy until I sell… but I don’t want to...

One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

When considering a new place to live, the availability of recreational and leisure activities can be a significant factor. Local parks,...

With rates still bouncing around, a lot of buyers feel stuck.They want to move but can’t justify the monthly payment jump. Enter the 2-1...

If you’ve been watching XRP lately, you’ve probably noticed some fireworks — price surging into all-time highs, headlines swirling with...

It’s the question everyone’s asking (out loud or in their heads): “Should I wait for rates to drop before buying?” The answer? It depends...

Let’s clear something up: You do not need 20% down to buy a home. That might’ve been true for your parents in the ‘90s.But in 2025? It’s...

In a competitive seller’s market, we all know price matters.But in this market — with higher rates and tight affordability — the smartest...

If you’re a real estate investor — or working with one — you probably already know how hard it can be to qualify for a mortgage using...

Most people think you can only use one DPA program. Not true. With the right combination of programs and a lender who knows how to...