• Michael Belfor

2022 CONFORMING LOAN LIMITS


In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the availability of financing those amounts. I figured putting together a simple breakdown for conforming loan limits per county in California may be helpful. Please do see the breakdown per county below and feel free to share!


Note: 2022 Conforming Limit California is $647,200 and goes up to $970,800 for high-cost counties for one-unit properties.


2022 Conforming Limit California for 2-unit properties is $828,700 and goes up to $1,243,050 for high-cost counties.


2022 Conforming Loan Limits for Alameda County

1 Unit – $970,800

2 Unit – $1,243,050

3 Unit – $1,502,475

4 Unit – $1,867,275


2022 Conforming Loan Limits for Alpine County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Amador County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Butte County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Calaveras County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Colusa County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Contra Costa County

1 Unit – $970,800

2 Unit – $1,243,050

3 Unit – $1,502,475

4 Unit – $1,867,275


2022 Conforming Loan Limits for Del Norte County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for El Dorado County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Fresno County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Glenn County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Humboldt County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Imperial County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Inyo County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Kern County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Kings County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Lake County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Lassen County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Los Angeles County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for Madera County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Marin County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for Mariposa County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Mendocino County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Merced County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Modoc County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2021 Conforming Loan Limits for Mono County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2021 Conforming Loan Limits for Monterey County

1 Unit – $854,450

2 Unit – $1,093,850

3 Unit – $1,322,200

4 Unit – $1,643,200


2022 Conforming Loan Limits for Napa County

1 Unit – $897,000

2 Unit – $1,148,350

3 Unit – $1,388,050

4 Unit – $1,725,050


2022 Conforming Loan Limits for Nevada County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2021 Conforming Loan Limits for Orange County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for Placer County

1 Unit – $675,050

2 Unit – $864,200

3 Unit – $1,044,600

4 Unit – $1,298,200


2022 Conforming Loan Limits for Plumas County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Riverside County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Sacramento County

1 Unit – $675,050

2 Unit – $864,200

3 Unit – $1,044,600

4 Unit – $1,298,200


2022 Conforming Loan Limits for San Benito County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for San Bernardino County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for San Diego County

1 Unit – $879,750

2 Unit – $1,126,250

3 Unit – $1,361,350

4 Unit – $1,691,850


2022 Conforming Loan Limits for San Francisco County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for San Joaquin County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for San Luis Obispo County

1 Unit – $805,000

2 Unit – $1,030,550

3 Unit – $1,245,700

4 Unit – $1,548,100


2022 Conforming Loan Limits for San Mateo County

1 Unit – $970,800

2 Unit – $1,243,050

3 Unit – $1,502,475

4 Unit – $1,867,275


2022 Conforming Loan Limits for Santa Barbara County

1 Unit – $783,150

2 Unit – $1,002,600

3 Unit – $1,211,900

4 Unit – $1,506,100


2022 Conforming Loan Limits for Santa Clara County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for Santa Cruz County

Unit – $970,800

Unit – $1,243,050

Unit – $1,502,475

Unit – $1,867,275


2022 Conforming Loan Limits for Shasta County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Sierra County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Siskiyou County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Solano County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Sonoma County

1 Unit – $764,750

2 Unit – $979,000

3 Unit – $1,183,400

4 Unit – $1,470,700


2022 Conforming Loan Limits for Stanislaus County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Sutter County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Tehama County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Trinity County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Tulare County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Tuolumne County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


2022 Conforming Loan Limits for Ventura County

1 Unit – $851,000

2 Unit – $1,089,450

3 Unit – $1,316,900

4 Unit – $1,636,550


2022 Conforming Loan Limits for Yolo County

1 Unit – $675,050

2 Unit – $864,200

3 Unit – $1,044,600

4 Unit – $1,298,200


2022 Conforming Loan Limits for Yuba County

1 Unit – $647,200

2 Unit – $828,700

3 Unit – $1,001,650

4 Unit – $1,244,850


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