In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the availability of financing those amounts. I figured putting together a simple breakdown for conforming loan limits per county in California may be helpful. Please do see the breakdown per county below and feel free to share!
Note: 2022 Conforming Limit California is $647,200 and goes up to $970,800 for high-cost counties for one-unit properties.
2022 Conforming Limit California for 2-unit properties is $828,700 and goes up to $1,243,050 for high-cost counties.
2022 Conforming Loan Limits for Alameda County
1 Unit – $970,800
2 Unit – $1,243,050
3 Unit – $1,502,475
4 Unit – $1,867,275
2022 Conforming Loan Limits for Alpine County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Amador County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Butte County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Calaveras County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Colusa County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Contra Costa County
1 Unit – $970,800
2 Unit – $1,243,050
3 Unit – $1,502,475
4 Unit – $1,867,275
2022 Conforming Loan Limits for Del Norte County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for El Dorado County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Fresno County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Glenn County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Humboldt County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Imperial County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Inyo County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Kern County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Kings County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Lake County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Lassen County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Los Angeles County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for Madera County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Marin County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for Mariposa County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Mendocino County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Merced County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Modoc County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2021 Conforming Loan Limits for Mono County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2021 Conforming Loan Limits for Monterey County
1 Unit – $854,450
2 Unit – $1,093,850
3 Unit – $1,322,200
4 Unit – $1,643,200
2022 Conforming Loan Limits for Napa County
1 Unit – $897,000
2 Unit – $1,148,350
3 Unit – $1,388,050
4 Unit – $1,725,050
2022 Conforming Loan Limits for Nevada County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2021 Conforming Loan Limits for Orange County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for Placer County
1 Unit – $675,050
2 Unit – $864,200
3 Unit – $1,044,600
4 Unit – $1,298,200
2022 Conforming Loan Limits for Plumas County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Riverside County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Sacramento County
1 Unit – $675,050
2 Unit – $864,200
3 Unit – $1,044,600
4 Unit – $1,298,200
2022 Conforming Loan Limits for San Benito County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for San Bernardino County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for San Diego County
1 Unit – $879,750
2 Unit – $1,126,250
3 Unit – $1,361,350
4 Unit – $1,691,850
2022 Conforming Loan Limits for San Francisco County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for San Joaquin County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for San Luis Obispo County
1 Unit – $805,000
2 Unit – $1,030,550
3 Unit – $1,245,700
4 Unit – $1,548,100
2022 Conforming Loan Limits for San Mateo County
1 Unit – $970,800
2 Unit – $1,243,050
3 Unit – $1,502,475
4 Unit – $1,867,275
2022 Conforming Loan Limits for Santa Barbara County
1 Unit – $783,150
2 Unit – $1,002,600
3 Unit – $1,211,900
4 Unit – $1,506,100
2022 Conforming Loan Limits for Santa Clara County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for Santa Cruz County
Unit – $970,800
Unit – $1,243,050
Unit – $1,502,475
Unit – $1,867,275
2022 Conforming Loan Limits for Shasta County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Sierra County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Siskiyou County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Solano County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Sonoma County
1 Unit – $764,750
2 Unit – $979,000
3 Unit – $1,183,400
4 Unit – $1,470,700
2022 Conforming Loan Limits for Stanislaus County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Sutter County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Tehama County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Trinity County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Tulare County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Tuolumne County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850
2022 Conforming Loan Limits for Ventura County
1 Unit – $851,000
2 Unit – $1,089,450
3 Unit – $1,316,900
4 Unit – $1,636,550
2022 Conforming Loan Limits for Yolo County
1 Unit – $675,050
2 Unit – $864,200
3 Unit – $1,044,600
4 Unit – $1,298,200
2022 Conforming Loan Limits for Yuba County
1 Unit – $647,200
2 Unit – $828,700
3 Unit – $1,001,650
4 Unit – $1,244,850