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  • Writer's pictureMichael Belfor

2023 FHA LOAN LIMITS FOR CALIFORNIA


With the FHA Monthly Mortgage Insurance Premium amount being decreased, FHA Home Loans have gotten a lot of attention within the last week or so. For that reason, I put the following together. This may be incredibly helpful to homebuyers looking to use the program and find out what the loan limits are in their local communities. For more on FHA Home Loans or questions pertaining to real estate, please don't hesitate contacting us today!


FHA Loan Limit 2023 For California for 2-unit properties is $604,400 and goes up to $1,394,775 for high-cost counties.


2023 FHA Mortgage Limits for Alameda County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Alpine County

1 Unit – $497,950

2 Unit – $637,450

3 Unit – $770,550

4 Unit – $957,600


2023 FHA Mortgage Limits for Amador County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Butte County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Calaveras County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Colusa County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Contra Costa County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Del Norte County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for El Dorado County

1 Unit – $763,600

2 Unit – $977,550

3 Unit – $1,181,650

4 Unit – $1,468,500


2023 FHA Mortgage Limits for Fresno County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Glenn County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Humboldt County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Imperial County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Inyo County

1 Unit – $508,300

2 Unit – $650,700

3 Unit – $786,550

4 Unit – $977,500


2023 FHA Mortgage Limits for Kern County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Kings County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Lake County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Lassen County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Los Angeles County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Madera County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Marin County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Mariposa County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Mendocino County

1 Unit – $546,250

2 Unit – $699,300

3 Unit – $845,300

4 Unit – $1,050,500


2023 FHA Mortgage Limits for Merced County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Modoc County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Mono County

1 Unit – $693,450

2 Unit – $887,750

3 Unit – $1,073,100

4 Unit – $1,333,600


2023 FHA Mortgage Limits for Monterey County:

1 Unit – $915,400

2 Unit – $1,171,900

3 Unit – $1,416,550

4 Unit – $1,760,400


2023 FHA Mortgage Limits for Napa County:

1 Unit – $1,017,750

2 Unit – $1,302,900

3 Unit – $1,574,900

4 Unit – $1,957,250


2023 FHA Mortgage Limits for Nevada County

1 Unit – $644,000

2 Unit – $824,450

3 Unit – $996,550

4 Unit – $1,238,500


2023 FHA Mortgage Limits for Orange County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Placer County

1 Unit – $763,600

2 Unit – $977,550

3 Unit – $1,181,650

4 Unit – $1,468,500


2023 FHA Mortgage Limits for Plumas County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Riverside County

1 Unit – $644,000

2 Unit – $824,450

3 Unit – $996,550

4 Unit – $1,238,500


2023 FHA Mortgage Limits for Sacramento County

1 Unit – $763,600

2 Unit – $977,550

3 Unit – $1,181,650

4 Unit – $1,468,500


2023 FHA Mortgage Limits for San Benito County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for San Bernardino County

1 Unit – $644,000

2 Unit – $824,450

3 Unit – $996,550

4 Unit – $1,238,500


2023 FHA Mortgage Limits for San Diego County

1 Unit – $977,500

2 Unit – $1,251,400

3 Unit – $1,512,650

4 Unit – $1,879,850


2023 FHA Mortgage Limits for San Francisco County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for San Joaquin County

1 Unit – $656,650

2 Unit – $840,650

3 Unit – $1,016,150

4 Unit – $1,262,800


2023 FHA Mortgage Limits for San Luis Obispo County

1 Unit – $911,950

2 Unit – $1,167,450

3 Unit – $1,411,200

4 Unit – $1,753,800


2023 FHA Mortgage Limits for San Mateo County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Santa Barbara County

1 Unit – $805,000

2 Unit – $1,030,550

3 Unit – $1,245,700

4 Unit – $1,548,100


2023 FHA Mortgage Limits for Santa Clara County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Santa Cruz County

1 Unit – $1,089,300

2 Unit – $1,394,775

3 Unit – $1,685,850

4 Unit – $2,095,200


2023 FHA Mortgage Limits for Shasta County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Sierra County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Siskiyou County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Solano County

1 Unit – $685,400

2 Unit – $877,450

3 Unit – $1,060,600

4 Unit – $1,318,100


2023 FHA Mortgage Limits for Sonoma County

1 Unit – $861,350

2 Unit – $1,102,700

3 Unit – $1,332,900

4 Unit – $1,656,450


2023 FHA Mortgage Limits for Stanislaus County

1 Unit – $517,500

2 Unit – $662,500

3 Unit – $800,800

4 Unit – $995,200


2023 FHA Mortgage Limits for Sutter County

1 Unit – $488,750

2 Unit – $625,700

3 Unit – $756,300

4 Unit – $939,900


2023 FHA Mortgage Limits for Tehama County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Trinity County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Tulare County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Tuolumne County

1 Unit – $472,030

2 Unit – $604,400

3 Unit – $730,525

4 Unit – $907,900


2023 FHA Mortgage Limits for Ventura County

1 Unit – $948,750

2 Unit – $1,214,600

3 Unit – $1,468,150

4 Unit – $1,824,550


2023 FHA Mortgage Limits for Yolo County

1 Unit – $763,600

2 Unit – $977,550

3 Unit – $1,181,650

4 Unit – $1,468,500


2023 FHA Mortgage Limits for Yuba County

1 Unit – $488,750

2 Unit – $625,700

3 Unit – $756,300

4 Unit – $939,900

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