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American Pacific Mortgage NMLS 1850
FIXED / ADJUSTIBLE CONVENTIONAL | FHA | VA | JUMBO | REFINANCE
Our Services
Creating experiences that matter starts at home. It's not just a slogan we hang on the wall; it's ingrained deeply into our culture and the way we do business. It is the core behind each transaction and each relationship that we work to develop and nurture.

Our Process
APPLICATION
Completing an application up front will get you started on the path to homeownership. You will know about how much lending power you have for your new home.
FIND A HOME
Hire a real estate agent you feel comfortable with and trust. Stay within your budget and what you can afford. When you find your new home put in a strong offer.
LOAN APPROVAL
As your Lender, we may ask you to provide more recent documents so that we can get you through the loan approval process. Be prepared and responsive.
CLOSE - GET KEYS
After the inspections, appraisals, underwriting and escrow is closed, the deed is recorded and you get the keys to your new home. Congratulations, you now have your new home.

Awards & Affiliations

Nothing you will ever do in your lifetime is likely to make you as much money as buying a home and living in it.
~ David Bach
What Our Clients' Say...
Michael helped us close in under two weeks. He guided us through the process telling us exactly what we needed to do. It allowed us to move efficiently and with confidence. Once we found our home, we achieved the quick close we wanted. His clear and concise communication simplified the entire process for us. If there was something we didn't quite understand, he just explained it, making sure we were comfortable throughout the entire process. We are very satisfied!!
S. Tomlinson, Client
This was our first experience purchasing a home. Mike and his team could not have been more supportive and helpful throughout. He carefully explained the overall process and what to expect, and then walked us through each step of the way. His communications were always informative and professional and delivered with a personal touch. I cannot stress enough just how much important his communication skills were from introduction to closing. His team member Joe was also key in the entire process and noteworthy in his support. Again, Mike took us from start to finish skillfully and as a consummate professional. He has our highest endorsement!
J M Sullivan Jr from American Canyon, CA
Mike worked with me for years until I found the right house. When the right house did come along, he and his team were able to move quickly to meet a foreclosure deadline. Thanks Mike!
Brandon Kindt from Placerville, CA





































