Buying a home in Northern California can require a substantial amount of cash, but you may not need to save a 10% or 20% down payment before becoming a homeowner. Eligible buyers may have access to down payment assistance programs that can help cover some or all of the required down payment and, depending on the program, certain closing costs. The key is understanding that down payment assistance is not one universal program. To qualify, you'll generally need to meet re

If you're trying to buy a home in Petaluma but the down payment is holding you back, you may have more options than simply waiting another few years to save more money. California has several programs that can help eligible homebuyers with a down payment and, in some cases, closing costs. Some programs are designed specifically for first-time buyers. Others can potentially be used by repeat buyers as well. The important thing to understand is that "down payment assistance