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Home Loan News..


Why Mortgage Rates Feel “Stuck” Going Into the Weekend
Heading into the weekend, mortgage rates are holding steady — but not because the market is calm. In fact, there’s a lot happening under...

Michael Belfor
4 days ago1 min read


5 Loan Programs You Didn’t Know You Could Qualify For
A lot of buyers assume they can’t qualify—or that rates are too high. But here’s the truth: there are strategic loan programs available...

Michael Belfor
5 days ago1 min read


Mid-August Market Check — Why Rates Feel Stuck (and What to Do About It)
It’s mid-August, and many buyers and homeowners are asking the same question: “Why do rates feel like they’re going nowhere?” On the...

Michael Belfor
6 days ago2 min read


Refinancing for Better Rates: When to Seek Lower Interest Rates
Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Michael Belfor
7 days ago2 min read


The Market Feels Stuck — But Here’s Why It Isn’t
It’s easy to think mortgage rates are “stuck” right now. After all, they’ve been hovering in the same general range for weeks. Buyers are...

Michael Belfor
Aug 182 min read


Why This Summer’s Rate Environment Rewards Fast Movers
Summer 2025 has been defined by short-lived opportunities. Whether it’s a softer jobs report or a cooler inflation number, the result is...

Michael Belfor
Aug 151 min read


The 10-Year Treasury Is Still the Key to Mortgage Rates
If you want to know where mortgage rates are headed, watch the 10-Year Treasury yield . When the yield dips below key support levels —...

Michael Belfor
Aug 141 min read


Midweek Market Watch — Calm Before the Data
It’s Wednesday, and on the surface, the market looks quiet. Mortgage rates have held steady since the small bump after last week’s bond...

Michael Belfor
Aug 131 min read


Manufactured Home Loans: Financing for Modular and Mobile Homes
Manufactured home loans provide financing for homes that are built off-site in a factory and then transported to their final location....

Michael Belfor
Aug 122 min read


Exploring Your Most Expensive Listings: What Drives Their Value
Discussing your most expensive property listings is an excellent way to highlight the premium aspects of high-end real estate and attract...

Michael Belfor
Aug 123 min read


Why Rate Windows Keep Closing Faster Than Ever
Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

Michael Belfor
Aug 121 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read


Why Waiting for Lower Rates Could Cost You More Than You Think
This week, we saw a short-lived improvement in mortgage rates — and we acted fast, locking 12 refinance loans for clients who had been...

Michael Belfor
Aug 82 min read


Will Rates Drop Again This Year? Here's What the Data Says.
This week, we locked 12 refinance loans for clients who had been waiting for the right moment — and they got it. But one question keeps...

Michael Belfor
Aug 73 min read


Midweek Clarity — What the Market’s Whispering (That Most Buyers Miss)
We’re halfway through the week — and while mortgage rates haven’t made any big moves yet, the data is whispering something important. The...

Michael Belfor
Aug 62 min read


Luxury Home Mortgages: Financing High-End Properties
Luxury home mortgages are designed for buyers purchasing high-end properties that exceed the limits of conventional loans. These...

Michael Belfor
Aug 52 min read


Buyers Are Tired — But This Is Where the Smart Ones Double Down
We’re officially in the dog days of summer — and if we’re honest, most buyers are tired. They’re tired of high payments.They’re tired of...

Michael Belfor
Aug 52 min read


It’s August — and the Market’s Already Setting Up for a September Shift
We’re barely into August, but the tone of the market has already changed. Last week’s data dropped a few hints — nothing dramatic, but...

Michael Belfor
Aug 42 min read


4 Programs That Are Quietly Winning the Summer
While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

Michael Belfor
Aug 31 min read


The Myth of Waiting for Rates to Drop
We hear it all the time: "We’re just going to wait for rates to come down.” It sounds logical. But the reality? Most people who say that...

Michael Belfor
Aug 21 min read
Content by The Belfor Team, Mortgage Lender California
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