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Home Loan News..


Rest, Trust, and Peace in Uncertainty
Sundays are for slowing down. Markets, Fed statements, Treasury yields — they all swirl around us with noise. But scripture reminds us of...

Michael Belfor
Sep 211 min read


Weekly Recap — Why Preparation Is Still the Winning Strategy
This week, mortgage rates showed some gentle easing — 30-year fixed dropped modestly to around 6.30-6.35% , helped by the recent Fed rate...

Michael Belfor
Sep 191 min read


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 181 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 171 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 122 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 11 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 311 min read


Three Small Homeownership Hacks That Save Big
Not every win in homeownership comes from chasing the lowest mortgage rate. In fact, some of the biggest financial benefits come from...

Michael Belfor
Aug 301 min read


Weekly Recap — Why Patience and Preparation Still Win
This week’s mortgage market was another reminder that success isn’t always about reacting fast — it’s about preparing well. Rates stayed...

Michael Belfor
Aug 291 min read


Three Credit Moves That Save Buyers Thousands
When it comes to buying a home, your credit score does more than determine approval — it shapes your pricing, your options, and in many...

Michael Belfor
Aug 281 min read


Why the Right Loan Program Matters as Much as the Rate
Most people start the mortgage conversation with one question: “What’s the rate?” And while the interest rate is important, it’s not the...

Michael Belfor
Aug 261 min read


Why Mortgage Rates Feel “Stuck” Going Into the Weekend
Heading into the weekend, mortgage rates are holding steady — but not because the market is calm. In fact, there’s a lot happening under...

Michael Belfor
Aug 221 min read


5 Loan Programs You Didn’t Know You Could Qualify For
A lot of buyers assume they can’t qualify—or that rates are too high. But here’s the truth: there are strategic loan programs available...

Michael Belfor
Aug 211 min read


Mid-August Market Check — Why Rates Feel Stuck (and What to Do About It)
It’s mid-August, and many buyers and homeowners are asking the same question: “Why do rates feel like they’re going nowhere?” On the...

Michael Belfor
Aug 202 min read


Refinancing for Better Rates: When to Seek Lower Interest Rates
Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Michael Belfor
Aug 192 min read


Why This Summer’s Rate Environment Rewards Fast Movers
Summer 2025 has been defined by short-lived opportunities. Whether it’s a softer jobs report or a cooler inflation number, the result is...

Michael Belfor
Aug 151 min read


The 10-Year Treasury Is Still the Key to Mortgage Rates
If you want to know where mortgage rates are headed, watch the 10-Year Treasury yield . When the yield dips below key support levels —...

Michael Belfor
Aug 141 min read


Midweek Market Watch — Calm Before the Data
It’s Wednesday, and on the surface, the market looks quiet. Mortgage rates have held steady since the small bump after last week’s bond...

Michael Belfor
Aug 131 min read


Why Rate Windows Keep Closing Faster Than Ever
Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

Michael Belfor
Aug 121 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read
Content by The Belfor Team, Mortgage Lender California
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