Mortgage Banker | Branch Manager | CMA

Michael Belfor has been helping families and investors navigate home financing for nearly two decades, serving clients throughout Southern California, Northern California, and Hawaii. Since aligning with American Pacific Mortgage in 2010, Michael has built a consistently top-producing branch recognized for innovation, service, and results.

Year after year, Michael has been ranked among the Top 1% of Mortgage Originators in the nation by Scotsman Guide and Mortgage Executive Magazine. His clients and partners know him as a trusted advisor who combines deep industry knowledge with a relationship-first approach.

In addition to his mortgage career, Michael is the author of several books on leadership, finance, and faith, including The Fed Made Simple, Crypto Bro, and Anchor: Leadership Built on Wisdom, Not Hype. His writing has allowed him to connect with a wider audience, blending his professional expertise with practical wisdom for everyday life.

Michael holds both a B.S. and M.A. from Liberty University in Lynchburg, VA. Beyond mortgage banking, he is passionate about leadership, fitness, Brazilian Jiu-Jitsu, surfing, and mentoring in his community. He also serves in church ministry, teaches, and has participated in mission work in Kenya, Dublin, and across the U.S.

Leadership & Community Involvement

Vice President, Marin Association of Realtors Government Affairs Committee (2013–2016)
NAHREP Member (2011–2014)
Founding Member/Chair, Petaluma YPN
Advocate for the homeless in Northern California
Counselor, Sunday School Teacher, and international missions volunteer
Above all, Michael values faith, family, and service—building relationships that last far beyond the closing table.