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Home Loan News..


Buyers and Sellers: How to Hire a Real Estate Agent
Real estate agents are a dime a dozen, right? While it’s true that buyer’s agents and seller’s agents are in no short supply, a good real...

Michael Belfor
Apr 4, 20234 min read
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5 Things To Consider If You’re Thinking About Relocating
Relocating is on the minds of many Americans right now for a few reasons. These include the current work-from-home (WFH) culture spurred...

Michael Belfor
Mar 28, 20233 min read
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DIY Home Improvement & Maintenance Tips
Your home is where your heart is. For most of us right now, it’s also where our business is, our family is and our attention is. It’s...

Michael Belfor
Mar 14, 20235 min read
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What to Do if Your Home is Flooded or Destroyed by a Hurricane
If you, your family, or your loved ones have been impacted by the recent hurricanes, our hearts are with you. We encourage you to make...

Michael Belfor
Mar 14, 20232 min read
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Home Renovations with the Best Return on Investment
One of the great things about owning a home is that you can truly make it yours, which is hard to do in a rental. Don’t like the carpet?...

Michael Belfor
Mar 7, 20235 min read
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Interest Rate Hacks to Reduce Your Monthly Payments
Many would-be homebuyers are feeling the pinch from rising interest rates, but you don’t have to! We have gotten creative to ensure that...

Michael Belfor
Feb 28, 20233 min read
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2023 FHA LOAN LIMITS FOR CALIFORNIA
With the FHA Monthly Mortgage Insurance Premium amount being decreased, FHA Home Loans have gotten a lot of attention within the last...

Michael Belfor
Feb 27, 20235 min read
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7 Tips for First Time Homebuyers
You’ve decided you want to buy a home. You’re ready to look at listings, view the next open house, and pick your favorite paint...

Michael Belfor
Feb 24, 20236 min read
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Understanding a 3-2-1 Interest Rate Buydown
Higher interest rate environments can make it difficult to buy a home, but there are silver linings and workarounds. The good news is...

Michael Belfor
Feb 15, 20234 min read
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6 Ways to Beat Inflation by Buying a Home
While inflation slowly chips away at your dollars’ buying power, putting those dollars into investments can allow that money to grow...

Michael Belfor
Feb 7, 20233 min read
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The 3 Factors That Affect Home Affordability
If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges....

Michael Belfor
Feb 1, 20232 min read
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Budgeting for Homeownership in the New Year
The new year is a great time to think about budgeting for homeownership. When this is done correctly, you can get into a home faster than...

Michael Belfor
Jan 30, 20234 min read
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2023 CONFORMING LOAN LIMITS
In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the...

Michael Belfor
Jan 24, 20235 min read
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How To Estimate Your Closing Costs When Buying A Home
A down payment and monthly mortgage payment aren’t the only costs you’re looking at when buying a new home. Some buyers forget that they...

Michael Belfor
Jan 17, 20233 min read
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How to Qualify for First Time Home Buyer Programs
Qualifying for first-time home buyer programs may not be as hard as you think. These programs are specifically designed to help a...

Michael Belfor
Jan 10, 20238 min read
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Opportunity in Housing
Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled to get favorable terms. But...

Michael Belfor
Dec 16, 20221 min read
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Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home buying process. We all know: It costs a lot to buy a home! Thankfully,...

Michael Belfor
Dec 13, 20224 min read
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What You Need to Know About Qualifying for VA Jumbo Loans
Unlike conventional jumbo loans, VA jumbo loans don’t have predetermined loan limits. They are limited only by your qualifications and...

Michael Belfor
Dec 6, 20222 min read
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5 Things Home Buyers Can Be Grateful For in This Market
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year,...

Michael Belfor
Nov 29, 20223 min read
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How to Pull Off the Ultimate Thanksgiving Day Feast
Thanksgiving was one of America’s most cherished festivities even before George Washington began celebrating it in 1789. However, it...

Michael Belfor
Nov 21, 20225 min read
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Content by The Belfor Team, Mortgage Lender California
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