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Home Loan News..


Multifamily Property Loans: Financing for Investment in Multi-Unit Homes
Multifamily property loans are designed for investors or homebuyers looking to purchase properties with multiple units, such as duplexes,...

Michael Belfor
Jun 242 min read


Reverse Mortgage for Purchase: Buying a Home with a Reverse Mortgage
A reverse mortgage for purchase, also known as a Home Equity Conversion Mortgage (HECM) for purchase, allows seniors aged 62 or older to...

Michael Belfor
Jun 242 min read


Summer’s Heating Up — And So Is Buyer Activity
Summer always brings a surge of new home shoppers — families moving before school starts, first-timers finally ready to look, and renters...

Michael Belfor
Jun 231 min read


You're Already Paying a Mortgage — It's Just Not Yours
Let’s be real: most renters could qualify for a mortgage — they just don’t think they can. Maybe it’s because they: Think they need...

Michael Belfor
Jun 201 min read


Buydowns Aren’t a Gimmick — They’re a Strategy
You’ve probably heard the term “2-1 buydown” tossed around a lot this past year — especially by sellers trying to sweeten the deal in a...

Michael Belfor
Jun 181 min read


Energy Efficiency Incentives: Grants and Loans for Green Improvements
Energy efficiency incentives, including grants and loans, help homeowners make eco-friendly upgrades that reduce energy consumption and...

Michael Belfor
Jun 172 min read


Who’s Referring You Right Now (And Why That Matters More Than Ever)
You can’t buy trust — but you can earn it. In a market where leads are more skeptical, rates are still high, and inventory feels tight,...

Michael Belfor
Jun 171 min read


Credit Score Not Perfect? Here’s How Buyers Are Still Winning
If you’ve been told “you need a 740+ credit score to buy a home,” let’s just say… that’s outdated advice. Today’s buyers are qualifying —...

Michael Belfor
Jun 161 min read


How Investors Are Using Airbnb Income to Qualify Right Now
Short-term rentals (Airbnb, VRBO, etc.) aren’t just side hustles — they’re turning into powerful tools for investors looking to qualify...

Michael Belfor
Jun 131 min read


What Homeowners Wish They Knew Before They Bought
After hundreds of closings, here’s one thing I’ve learned: Every homeowner has at least one thing they wish they knew before buying. It...

Michael Belfor
Jun 131 min read


Bought in a High-Rate Market? Here’s Your Next Move.
If you bought a home in the last 18 months, chances are your interest rate wasn’t your favorite part of the deal. Maybe you used a...

Michael Belfor
Jun 131 min read


From “We Can’t Afford It” to Keys in Hand — Thanks to Down Payment Assistance
A few months ago, I spoke with a couple who’d basically given up on the idea of buying. Two steady jobs. Great rental history. But like a...

Michael Belfor
Jun 121 min read


Why Veterans Shouldn’t Be Losing to Conventional Offers
If you’re a veteran or active duty military, the VA loan is hands-down one of the best financing options in the country. But let’s be...

Michael Belfor
Jun 111 min read


Loan Servicing Transfers: What to Expect When Your Loan Changes Hands
A loan servicing transfer occurs when the company that manages your mortgage payments and handles your loan, known as the loan servicer,...

Michael Belfor
Jun 101 min read


Self-Employed? Here's How You Can Buy Without Tax Return Drama
Being your own boss is awesome… until it’s time to qualify for a mortgage. If you’re self-employed, you already know the drill: Tax...

Michael Belfor
Jun 101 min read


Can’t Afford a Down Payment? You Might Not Need One.
One of the biggest myths in homebuying is this: “You need 20% down to buy a home.” False. Many buyers today are purchasing with as little...

Michael Belfor
Jun 91 min read


How Investors Are Buying Without W-2s, Paystubs, or Tax Returns
Think buying an investment property means jumping through hoops with your CPA and hunting down every tax return since 2017? Not anymore....

Michael Belfor
Jun 41 min read


Interest Rate Buydowns: Lowering Your Mortgage Rate
An interest rate buydown allows homebuyers to temporarily lower their mortgage interest rate, which reduces their monthly payments during...

Michael Belfor
Jun 32 min read


This One Question Can Change Your Entire Homebuying Strategy
Whenever I talk to a buyer who’s unsure about the market, I ask one simple question: “Are you making a 5-year decision… or a 30-year...

Michael Belfor
Jun 31 min read


Renting Feels Safer — But It’s Quietly Costing You More
Renting can feel like the safer move. ✅ No long-term commitment. ✅ Predictable payments (for now). ✅ Flexibility to move. But here’s the...

Michael Belfor
Jun 21 min read
Content by The Belfor Team, Mortgage Lender California
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