top of page
Typing

Home Loan News..

Market Wrap: Why Rates Are Settling and Confidence Is Rising

  • Writer: Michael Belfor
    Michael Belfor
  • Nov 7, 2025
  • 1 min read

Mortgage rates stayed steady through the first week of November, landing around the mid-6% range. With inflation reports trending in the right direction and bond yields softening, buyers have reason to feel encouraged again.


Why It Matters

Stability builds confidence. For months, volatility has kept many people on the sidelines. Now, calm conditions are giving prepared buyers the upper hand.


Opportunity Ahead

  • Lower rate locks this week for well-qualified borrowers

  • Sellers still offering concessions before the holidays

  • Less competition heading into winter


Faith Perspective

Patience pays off — not waiting in fear, but preparing in faith. As the market balances, those who stayed consistent are now positioned to move.

1 Comment


Jessica Jones
Jessica Jones
Nov 26, 2025

 it’s reassuring to see some stability returning to the market. With mortgage loan rates today holding in a more predictable range and inflation finally easing, buyers seem to be gaining confidence again. For anyone who’s been waiting out the volatility, this feels like one of those moments where preparation could really pay off. Solid insights.

Like

The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.233.4235

OC. 949.577.6449

  • X
equal-housing-opportunity-logo-1200w.png

​ NMLS CONSUMER ACCESS LINK: NMLS #1850

Privacy Policy APM Privacy Policy 

APM Disclosure Policy
 

Belfor Team/American Pacific Mortgage - 30011 Ivy Glenn Dr. Ste 221 – Laguna Niguel – CA 92677. NMLS 398359.

© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

AZ BK 0906702

TEXAS MORTGAGE BANKER DISCLOSURE CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

SMS Disclosure:

By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy.

Privacy Policy for Communication Phone/Email/SMS:

We do not share data with third parties for marketing/promotional purposes.

By submitting your phone number to The Belfor Team at American Pacific Mortgage, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.

www.apmortgage.com rules.

bottom of page