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Home Loan News..


How Falling Mortgage Rates Affect Your Buying Power
A half-percent drop in mortgage rates doesn’t sound dramatic. But in real terms, it can increase buying power by 5% or more. Here’s why:...

Michael Belfor
1 day ago1 min read


Three Things to Check Before You Lock Your Strike Rate
Locking a mortgage rate is one of the most important decisions in the process — and with rates bouncing in a tight range, timing matters....

Michael Belfor
1 day ago1 min read


Mondays Are for Momentum — Even in a Slow Market
It’s Monday, and the market opens in familiar territory. Mortgage rates are holding steady, the 10-Year Treasury is bouncing near its...

Michael Belfor
3 days ago1 min read


Rest, Trust, and Peace in Uncertainty
Sundays are for slowing down. Markets, Fed statements, Treasury yields — they all swirl around us with noise. But scripture reminds us of...

Michael Belfor
4 days ago1 min read


Weekly Recap — Why Preparation Is Still the Winning Strategy
This week, mortgage rates showed some gentle easing — 30-year fixed dropped modestly to around 6.30-6.35% , helped by the recent Fed rate...

Michael Belfor
6 days ago1 min read


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 181 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 171 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 161 min read


Mondays Are for Mindset — and Market Prep
Mondays matter. They set the tone for the week — in business, in life, and in housing. Today, the mortgage market opens in familiar...

Michael Belfor
Sep 151 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 122 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 111 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 101 min read


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 91 min read


Mondays Are for Momentum — Not Waiting
Mondays set the tone. And in housing and finance, the start of the week is when hesitation and momentum separate the watchers from the...

Michael Belfor
Sep 81 min read


A Firm Foundation That Doesn’t Shift
In the housing world, we talk a lot about foundations. A strong home begins with one. But life works the same way. Jesus put it simply in...

Michael Belfor
Sep 71 min read


Three Smart Moves for First-Time Buyers
Buying your first home can feel intimidating — but it doesn’t have to be. Here are three moves we recommend to every first-time buyer: 1....

Michael Belfor
Sep 61 min read


Weekly Recap — Staying Ready for Short Windows
This week, rates once again traded in a narrow range. The 10-Year Treasury bounced between 4.20–4.30%, holding mortgage pricing steady....

Michael Belfor
Sep 51 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 51 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 41 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 31 min read
Content by The Belfor Team, Mortgage Lender California
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