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Home Loan News..


Rest, Trust, and Peace in Uncertainty
Sundays are for slowing down. Markets, Fed statements, Treasury yields — they all swirl around us with noise. But scripture reminds us of...

Michael Belfor
Sep 21, 20251 min read


Weekly Recap — Why Preparation Is Still the Winning Strategy
This week, mortgage rates showed some gentle easing — 30-year fixed dropped modestly to around 6.30-6.35% , helped by the recent Fed rate...

Michael Belfor
Sep 19, 20251 min read


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 18, 20251 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 17, 20251 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 16, 20251 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 12, 20252 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 11, 20251 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 10, 20251 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 5, 20251 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 4, 20251 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 3, 20251 min read


September Starts Strong — But Don’t Wait for Perfect
With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Michael Belfor
Sep 2, 20251 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 1, 20251 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 31, 20251 min read


Three Small Homeownership Hacks That Save Big
Not every win in homeownership comes from chasing the lowest mortgage rate. In fact, some of the biggest financial benefits come from...

Michael Belfor
Aug 30, 20251 min read


Why Mortgage Rates Feel “Stuck” Going Into the Weekend
Heading into the weekend, mortgage rates are holding steady — but not because the market is calm. In fact, there’s a lot happening under...

Michael Belfor
Aug 22, 20251 min read


5 Loan Programs You Didn’t Know You Could Qualify For
A lot of buyers assume they can’t qualify—or that rates are too high. But here’s the truth: there are strategic loan programs available...

Michael Belfor
Aug 21, 20251 min read


Mid-August Market Check — Why Rates Feel Stuck (and What to Do About It)
It’s mid-August, and many buyers and homeowners are asking the same question: “Why do rates feel like they’re going nowhere?” On the...

Michael Belfor
Aug 20, 20252 min read


Refinancing for Better Rates: When to Seek Lower Interest Rates
Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Michael Belfor
Aug 19, 20252 min read


Why Rate Windows Keep Closing Faster Than Ever
Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

Michael Belfor
Aug 12, 20251 min read
Content by The Belfor Team, Mortgage Lender California
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