California needs more housing. That statement is repeated by politicians, developers, economists, real estate professionals and frustrated homebuyers throughout the state. But there is another part of California’s housing problem that gets less attention: How long does it actually take to build the housing we say we need? Candlestick Point in San Francisco may be one of the best examples. The former home of the San Francisco 49ers and Giants is finally moving toward

For the last several years, almost every conversation about the San Francisco housing market has eventually arrived at the same subjects: affordability, mortgage rates, remote work, technology employment and whether buyers still want to pay extraordinary prices to live in the Bay Area. Now another factor is entering the conversation. Artificial intelligence. The enormous growth of the AI industry isn't simply changing the employment landscape in San Francisco. New reporting s

If you own a home in Marin County and are considering refinancing, the first question should not simply be, “What is today’s refinance rate?” The better question is: What do I want the refinance to accomplish? A refinance can potentially lower your interest rate or monthly payment, change the term of your mortgage, remove mortgage insurance, convert an adjustable-rate loan to a fixed-rate loan, consolidate debt, or allow you to access some of the equity in your home.