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Home Loan News..


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 31 min read


September Starts Strong — But Don’t Wait for Perfect
With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Michael Belfor
Sep 21 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 11 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 311 min read


Why the Right Loan Program Matters as Much as the Rate
Most people start the mortgage conversation with one question: “What’s the rate?” And while the interest rate is important, it’s not the...

Michael Belfor
Aug 261 min read


Why Mortgage Rates Feel “Stuck” Going Into the Weekend
Heading into the weekend, mortgage rates are holding steady — but not because the market is calm. In fact, there’s a lot happening under...

Michael Belfor
Aug 221 min read


5 Loan Programs You Didn’t Know You Could Qualify For
A lot of buyers assume they can’t qualify—or that rates are too high. But here’s the truth: there are strategic loan programs available...

Michael Belfor
Aug 211 min read


Mid-August Market Check — Why Rates Feel Stuck (and What to Do About It)
It’s mid-August, and many buyers and homeowners are asking the same question: “Why do rates feel like they’re going nowhere?” On the...

Michael Belfor
Aug 202 min read


Refinancing for Better Rates: When to Seek Lower Interest Rates
Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Michael Belfor
Aug 192 min read


4 Loan Programs Helping Buyers Win in Today’s Market
Mortgage rates may grab the headlines, but the truth is — programs often matter just as much as pricing. In a market where every edge...

Michael Belfor
Aug 191 min read


Why Rate Windows Keep Closing Faster Than Ever
Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

Michael Belfor
Aug 121 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read


Why Waiting for Lower Rates Could Cost You More Than You Think
This week, we saw a short-lived improvement in mortgage rates — and we acted fast, locking 12 refinance loans for clients who had been...

Michael Belfor
Aug 82 min read


The Pause Before the Push
If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know...

Michael Belfor
Jul 302 min read


Adjustable-Rate Mortgage Caps: Understanding Rate Limits
An adjustable-rate mortgage (ARM) offers a variable interest rate that can change over time, based on market conditions. However, to...

Michael Belfor
Jul 292 min read


The 1% Rule Isn’t Dead — It Just Moved
There was a time when every investor in America was hunting 1% rental deals like gold. You know the rule: If a property rents for 1% or...

Michael Belfor
Jul 292 min read


When 2 Years Isn’t 2 Years: What Self-Employed Buyers Need to Know About Qualifying
For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always. And...

Michael Belfor
Jul 281 min read


Listing Local Parks, Beaches, and Theme Parks: What Your Area Has to Offer
When considering a new place to live, the availability of recreational and leisure activities can be a significant factor. Local parks,...

Michael Belfor
Jul 223 min read


How a 2-1 Buydown Can Save You $6,000+ in Year One
With rates still bouncing around, a lot of buyers feel stuck.They want to move but can’t justify the monthly payment jump. Enter the 2-1...

Michael Belfor
Jul 221 min read


Unpacking the Price, Utility, and Future Potential of XRP
If you’ve been watching XRP lately, you’ve probably noticed some fireworks — price surging into all-time highs, headlines swirling with...

Michael Belfor
Jul 213 min read
Content by The Belfor Team, Mortgage Lender California
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