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Home Loan News..


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 18, 20251 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 17, 20251 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 16, 20251 min read


Mondays Are for Mindset — and Market Prep
Mondays matter. They set the tone for the week — in business, in life, and in housing. Today, the mortgage market opens in familiar...

Michael Belfor
Sep 15, 20251 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 12, 20252 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 11, 20251 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 10, 20251 min read


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 9, 20251 min read


Mondays Are for Momentum — Not Waiting
Mondays set the tone. And in housing and finance, the start of the week is when hesitation and momentum separate the watchers from the...

Michael Belfor
Sep 8, 20251 min read


A Firm Foundation That Doesn’t Shift
In the housing world, we talk a lot about foundations. A strong home begins with one. But life works the same way. Jesus put it simply in...

Michael Belfor
Sep 7, 20251 min read


Three Smart Moves for First-Time Buyers
Buying your first home can feel intimidating — but it doesn’t have to be. Here are three moves we recommend to every first-time buyer: 1....

Michael Belfor
Sep 6, 20251 min read


Weekly Recap — Staying Ready for Short Windows
This week, rates once again traded in a narrow range. The 10-Year Treasury bounced between 4.20–4.30%, holding mortgage pricing steady....

Michael Belfor
Sep 5, 20251 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 5, 20251 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 4, 20251 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 3, 20251 min read


September Starts Strong — But Don’t Wait for Perfect
With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Michael Belfor
Sep 2, 20251 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 1, 20251 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 31, 20251 min read


Three Small Homeownership Hacks That Save Big
Not every win in homeownership comes from chasing the lowest mortgage rate. In fact, some of the biggest financial benefits come from...

Michael Belfor
Aug 30, 20251 min read


Why Mortgage Rates Feel “Stuck” Going Into the Weekend
Heading into the weekend, mortgage rates are holding steady — but not because the market is calm. In fact, there’s a lot happening under...

Michael Belfor
Aug 22, 20251 min read
Content by The Belfor Team, Mortgage Lender California
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