The start of the week sets the tone for everything that follows — in business, in markets, and in mortgage results. While most people see Monday as a reset, the best loan officers and buyers use it as a launch pad . Market Update Rates remain stable in the mid-6% range this week. Volatility has cooled as inflation data continues to show slow improvement. That stability has kept buyers cautiously active and given sellers more time to negotiate. The result: a balanced market —

This afternoon, the Federal Reserve announced a quarter-point rate cut , bringing its benchmark rate down by 0.25%. Markets expected this move — but what caught everyone’s attention was what came next. During the press conference, Fed Chair Jerome Powell struck a cautious tone, saying that while the economy is cooling, the Fed will base future rate cuts on data rather than setting a preset path. In other words, no promises for additional cuts yet. At first, bonds improved sli

Mortgage rates have hovered in a tight range this month, with most 30-year fixed loans settling near the mid-6s. While many buyers are waiting for rates to fall further, those who stay engaged now are finding better opportunities — fewer bidding wars, more seller credits, and flexible negotiations. Why Consistency Still Wins The most successful buyers stay active during slower weeks. Checking updated pre-approvals, refreshing credit scores, and revisiting payment goals keeps

Mondays are made for motion. The market doesn’t wait for anyone — not the perfect interest rate, not the perfect season, not even the perfect plan. But the people who move with clarity always  find opportunity, even when others are standing still. If you’re buying, this week is about positioning , not perfection.Start with your numbers — not the headlines. A full pre-approval gives you leverage, clarity, and the ability to act when the right home hits the market. If you’re an

Today’s mortgage market is in a holding pattern — not inactive, just patient. That’s a good thing for those prepared to act. Current Snapshot The 10-year Treasury yield  is trading around 4.02 %  (Investing). FRED’s last published 10-year print remains ~4.05% (with some lag in updates). Bond strategists expect long-term yields to remain elevated near 4.10% over the next few months due to inflation and fiscal pressures. These yields are anchoring mortgage rates. Because there’

Mortgage rates are holding in a tight range today, and that stability is exactly what smart buyers, sellers, and homeowners should lean into. What the Data Shows The 10-year Treasury is trading around 4.04 % YCharts reports the 10-year yield at 4.05 % as of October 10 The latest FRED print has shown ~4.10 %, though with publication lag That means mortgage markets aren’t about to rocket or collapse overnight — they’re paused, waiting on catalysts: inflation data, Fed commentar

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