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Home Loan News..


Manufactured Home Loans: Financing for Modular and Mobile Homes
Manufactured home loans provide financing for homes that are built off-site in a factory and then transported to their final location....

Michael Belfor
Aug 122 min read


Exploring Your Most Expensive Listings: What Drives Their Value
Discussing your most expensive property listings is an excellent way to highlight the premium aspects of high-end real estate and attract...

Michael Belfor
Aug 123 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read


Will Rates Drop Again This Year? Here's What the Data Says.
This week, we locked 12 refinance loans for clients who had been waiting for the right moment — and they got it. But one question keeps...

Michael Belfor
Aug 73 min read


Midweek Clarity — What the Market’s Whispering (That Most Buyers Miss)
We’re halfway through the week — and while mortgage rates haven’t made any big moves yet, the data is whispering something important. The...

Michael Belfor
Aug 62 min read


Luxury Home Mortgages: Financing High-End Properties
Luxury home mortgages are designed for buyers purchasing high-end properties that exceed the limits of conventional loans. These...

Michael Belfor
Aug 52 min read


Buyers Are Tired — But This Is Where the Smart Ones Double Down
We’re officially in the dog days of summer — and if we’re honest, most buyers are tired. They’re tired of high payments.They’re tired of...

Michael Belfor
Aug 52 min read


It’s August — and the Market’s Already Setting Up for a September Shift
We’re barely into August, but the tone of the market has already changed. Last week’s data dropped a few hints — nothing dramatic, but...

Michael Belfor
Aug 42 min read


4 Programs That Are Quietly Winning the Summer
While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

Michael Belfor
Aug 31 min read


The Myth of Waiting for Rates to Drop
We hear it all the time: "We’re just going to wait for rates to come down.” It sounds logical. But the reality? Most people who say that...

Michael Belfor
Aug 21 min read


The Fed Is Holding... But for How Long?
Yesterday’s Fed meeting came and went with no rate change , as expected. But buried in Powell’s remarks was a shift in tone: “We’re not...

Michael Belfor
Aug 11 min read


Mortgage Rates Don’t Drift — They Drop Fast (When They Drop)
Here’s what that looks like visually: Those yellow highlights? They’re brief dips in the 10-Year Treasury — and each one created a short...

Michael Belfor
Jul 312 min read


The Pause Before the Push
If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know...

Michael Belfor
Jul 302 min read


The Real Estate Catch-22
One of the biggest hurdles for homeowners wanting to move up (or even sideways) is this: “I can’t buy until I sell… but I don’t want to...

Michael Belfor
Jul 252 min read


LLC Loans and Airbnb Income — How Investors Are Scaling Smarter in 2025
One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

Michael Belfor
Jul 231 min read


What If Rates Drop? Should You Buy Now or Wait?
It’s the question everyone’s asking (out loud or in their heads): “Should I wait for rates to drop before buying?” The answer? It depends...

Michael Belfor
Jul 212 min read


The Myth of 20% Down — And What First-Time Buyers Are Actually Doing Instead
Let’s clear something up: You do not need 20% down to buy a home. That might’ve been true for your parents in the ‘90s.But in 2025? It’s...

Michael Belfor
Jul 182 min read


Seller Credits: The Most Underused Tool in Today’s Market
In a competitive seller’s market, we all know price matters.But in this market — with higher rates and tight affordability — the smartest...

Michael Belfor
Jul 172 min read


DSCR Loans: The Smartest Loan Investors Aren’t Using Enough
If you’re a real estate investor — or working with one — you probably already know how hard it can be to qualify for a mortgage using...

Michael Belfor
Jul 162 min read


How to Stack Down Payment Assistance Like a Pro (Yes, You Can Layer Programs)
Most people think you can only use one DPA program. Not true. With the right combination of programs and a lender who knows how to...

Michael Belfor
Jul 151 min read
Content by The Belfor Team, Mortgage Lender California
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