A half-percent drop in mortgage rates doesn’t sound dramatic. But in real terms, it can increase buying power by 5% or more. Here’s why:...

Locking a mortgage rate is one of the most important decisions in the process — and with rates bouncing in a tight range, timing matters....

In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Mondays matter. They set the tone for the week — in business, in life, and in housing. Today, the mortgage market opens in familiar...

Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Not every win in homeownership comes from chasing the lowest mortgage rate. In fact, some of the biggest financial benefits come from...

Summer 2025 has been defined by short-lived opportunities. Whether it’s a softer jobs report or a cooler inflation number, the result is...

If you want to know where mortgage rates are headed, watch the 10-Year Treasury yield . When the yield dips below key support levels —...

It’s Wednesday, and on the surface, the market looks quiet. Mortgage rates have held steady since the small bump after last week’s bond...

It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

This week, we locked 12 refinance loans  for clients who had been waiting for the right moment — and they got it. But one question keeps...

We’re officially in the dog days of summer — and if we’re honest, most buyers are tired. They’re tired of high payments.They’re tired of...

We’re barely into August, but the tone of the market has already changed. Last week’s data dropped a few hints — nothing dramatic, but...

While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

We hear it all the time: "We’re just going to wait for rates to come down.” It sounds logical. But the reality? Most people who say that...

Yesterday’s Fed meeting came and went with no rate change , as expected. But buried in Powell’s remarks was a shift in tone: “We’re not...