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Home Loan News..


How to Qualify for First Time Home Buyer Programs
Qualifying for first-time home buyer programs may not be as hard as you think. These programs are specifically designed to help a...

Michael Belfor
Jan 10, 20238 min read


Opportunity in Housing
Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled to get favorable terms. But...

Michael Belfor
Dec 16, 20221 min read


Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home buying process. We all know: It costs a lot to buy a home! Thankfully,...

Michael Belfor
Dec 13, 20224 min read


What You Need to Know About Qualifying for VA Jumbo Loans
Unlike conventional jumbo loans, VA jumbo loans don’t have predetermined loan limits. They are limited only by your qualifications and...

Michael Belfor
Dec 6, 20222 min read


5 Things Home Buyers Can Be Grateful For in This Market
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year,...

Michael Belfor
Nov 29, 20223 min read


How to Pull Off the Ultimate Thanksgiving Day Feast
Thanksgiving was one of America’s most cherished festivities even before George Washington began celebrating it in 1789. However, it...

Michael Belfor
Nov 21, 20225 min read


Buying a House: Today’s Down Payment Requirements and Options
Buying a house isn’t just about the sticker cost or the monthly payment. A large part of your housing budget will also be your down...

Michael Belfor
Oct 25, 20222 min read


What is a Temporary Buydown?
A temporary buydown is when a party in a mortgage transaction pays a lump sum in order to reduce the interest rate temporarily for early...

Michael Belfor
Oct 18, 20222 min read


Don’t Miss These Top 5 Tax Breaks for Homeowners
When you own your own home, you want to make sure you take every deduction possible to ensure that you maximize your tax refund. You...

Michael Belfor
Oct 11, 20224 min read


5 Benefits of Investing in Condos for First Time Home Buyers
Buying a home involves a lot of choices—locations, type of home, type of loan, and more. When it comes to the type of home, remember that...

Michael Belfor
Oct 4, 20224 min read


The Homebuying Process in 7 Easy Steps
The homebuying process…where do you even start? Buying a house may be a lifetime dream of yours, but for many buyers it can feel...

Michael Belfor
Sep 27, 20225 min read


Top Mortgage Questions for Today’s Market
Just when you think you’ve got it all figured out, the housing market changes. Well, here’s the truth: No one has it all figured out....

Michael Belfor
Sep 20, 20225 min read


Don’t Miss These Top 5 Tax Breaks for Homeowners
When you own your own home, you want to make sure you take every deduction possible to ensure that you maximize your tax refund. You...

Michael Belfor
Sep 13, 20224 min read


How Much One Extra Mortgage Payment Can Save You
You finally own that home you always wanted. You’re benefiting from the financial perks, but with a new home comes a new monthly mortgage...

Michael Belfor
Sep 6, 20224 min read


Mortgage Loan Programs for Nontraditional Borrowers
Let’s be real for a second. Mortgages are not cookie-cutter because borrowers are not all the same. There are, of course, some programs...

Michael Belfor
Aug 30, 20224 min read


3 Ways to Get Creative when Paying Closing Costs
You finally found your dream home and are ready to start down that road to homeownership. It’s such an exciting time! … But then there...

Michael Belfor
Aug 30, 20224 min read


5 Home Ownership Mistakes to Avoid as a First-Time Homeowner
You did it: You reviewed your credit report, worked on your credit score, determined how much house you can afford, got pre-approved, and...

Michael Belfor
Aug 23, 20224 min read


How to Win Against Cash Offers in Today’s Housing Market
It’s tough out there, we know. Today’s competitive housing market can keep you trapped in a vicious cycle: Find a terrific house, make an...

Michael Belfor
Aug 23, 20223 min read


Loan Programs and Mortgages for Different Property Types
Many people think of an existing single-family home when they think about homeownership or buying residential real estate. Purchases of...

Michael Belfor
Aug 16, 20223 min read


Ready to Go: 30-Day Moving Checklist
Moving into your new home is so close you can almost taste it! While the excitement is building, the stress might be as well when you...

Michael Belfor
Aug 16, 20224 min read
Content by The Belfor Team, Mortgage Lender California
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