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Home Loan News..


Midweek Market Watch — Calm Before the Data
It’s Wednesday, and on the surface, the market looks quiet. Mortgage rates have held steady since the small bump after last week’s bond...

Michael Belfor
Aug 131 min read


Manufactured Home Loans: Financing for Modular and Mobile Homes
Manufactured home loans provide financing for homes that are built off-site in a factory and then transported to their final location....

Michael Belfor
Aug 122 min read


Exploring Your Most Expensive Listings: What Drives Their Value
Discussing your most expensive property listings is an excellent way to highlight the premium aspects of high-end real estate and attract...

Michael Belfor
Aug 123 min read


Why Rate Windows Keep Closing Faster Than Ever
Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

Michael Belfor
Aug 121 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 111 min read


Why Waiting for Lower Rates Could Cost You More Than You Think
This week, we saw a short-lived improvement in mortgage rates — and we acted fast, locking 12 refinance loans for clients who had been...

Michael Belfor
Aug 82 min read


Will Rates Drop Again This Year? Here's What the Data Says.
This week, we locked 12 refinance loans for clients who had been waiting for the right moment — and they got it. But one question keeps...

Michael Belfor
Aug 73 min read


Midweek Clarity — What the Market’s Whispering (That Most Buyers Miss)
We’re halfway through the week — and while mortgage rates haven’t made any big moves yet, the data is whispering something important. The...

Michael Belfor
Aug 62 min read


Luxury Home Mortgages: Financing High-End Properties
Luxury home mortgages are designed for buyers purchasing high-end properties that exceed the limits of conventional loans. These...

Michael Belfor
Aug 52 min read


Buyers Are Tired — But This Is Where the Smart Ones Double Down
We’re officially in the dog days of summer — and if we’re honest, most buyers are tired. They’re tired of high payments.They’re tired of...

Michael Belfor
Aug 52 min read


It’s August — and the Market’s Already Setting Up for a September Shift
We’re barely into August, but the tone of the market has already changed. Last week’s data dropped a few hints — nothing dramatic, but...

Michael Belfor
Aug 42 min read


4 Programs That Are Quietly Winning the Summer
While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

Michael Belfor
Aug 31 min read


The Myth of Waiting for Rates to Drop
We hear it all the time: "We’re just going to wait for rates to come down.” It sounds logical. But the reality? Most people who say that...

Michael Belfor
Aug 21 min read


The Fed Is Holding... But for How Long?
Yesterday’s Fed meeting came and went with no rate change , as expected. But buried in Powell’s remarks was a shift in tone: “We’re not...

Michael Belfor
Aug 11 min read


Mortgage Rates Don’t Drift — They Drop Fast (When They Drop)
Here’s what that looks like visually: Those yellow highlights? They’re brief dips in the 10-Year Treasury — and each one created a short...

Michael Belfor
Jul 312 min read


The Pause Before the Push
If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know...

Michael Belfor
Jul 302 min read


Adjustable-Rate Mortgage Caps: Understanding Rate Limits
An adjustable-rate mortgage (ARM) offers a variable interest rate that can change over time, based on market conditions. However, to...

Michael Belfor
Jul 292 min read


The 1% Rule Isn’t Dead — It Just Moved
There was a time when every investor in America was hunting 1% rental deals like gold. You know the rule: If a property rents for 1% or...

Michael Belfor
Jul 292 min read


When 2 Years Isn’t 2 Years: What Self-Employed Buyers Need to Know About Qualifying
For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always. And...

Michael Belfor
Jul 281 min read


The Windows Don’t Stay Open Long — Why Rate Watching Matters More Than Ever
If you're a buyer (or working with one), you’ve probably asked the question: “Are rates going to get better soon?” The truth? Maybe. But...

Michael Belfor
Jul 262 min read
Content by The Belfor Team, Mortgage Lender California
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