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Home Loan News..


Self-Employed and Ready to Buy? Here’s How to Make It Happen
If you’re self-employed, you’ve probably heard the phrase “it’s harder to get a mortgage when you work for yourself.” That might’ve been...

Michael Belfor
Oct 7, 20252 min read


The Truth About Down Payment Assistance — Still Alive, Still Powerful
There’s a common misconception floating around right now: that Down Payment Assistance (DPA) programs disappeared when the market slowed....

Michael Belfor
Oct 6, 20252 min read


Anchored in Peace
The past few weeks have been filled with questions about rates, the Fed, and where the market goes next. But Sundays remind us of a...

Michael Belfor
Oct 5, 20251 min read


Three DIY Projects That Pay Off in Comfort and Value
Weekends are for projects — and some of the best ones aren’t just cosmetic. They add comfort now and value later. Here are three worth...

Michael Belfor
Oct 4, 20251 min read


Four Loan Programs Helping Buyers Move Forward in 2025
Mortgage rates may feel stuck in the mid-6s, but that hasn’t stopped buyers from finding ways to move forward. The difference isn’t...

Michael Belfor
Sep 30, 20252 min read


Small Upgrades, Big Returns — Weekend Homeowner Tips
Not every improvement needs a remodel. Some of the best returns come from small, consistent upgrades — the kind you can tackle over a...

Michael Belfor
Sep 28, 20251 min read


Treasury Watch — Why the 10-Year Matters Most
Ask any lender what drives mortgage rates, and you’ll hear the same answer: watch the 10-Year Treasury. Here’s why it matters:...

Michael Belfor
Sep 27, 20251 min read
DSCR, ARMs, and Program Flexibility — What’s Working Now
In a mid-6% rate environment, creativity matters. Standard 30-year fixed loans are still the most common path, but buyers and investors...

Michael Belfor
Sep 26, 20251 min read


How Falling Mortgage Rates Affect Your Buying Power
A half-percent drop in mortgage rates doesn’t sound dramatic. But in real terms, it can increase buying power by 5% or more. Here’s why:...

Michael Belfor
Sep 24, 20251 min read


Three Things to Check Before You Lock Your Strike Rate
Locking a mortgage rate is one of the most important decisions in the process — and with rates bouncing in a tight range, timing matters....

Michael Belfor
Sep 24, 20251 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 16, 20251 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 11, 20251 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 10, 20251 min read


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 9, 20251 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 5, 20251 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 4, 20251 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 3, 20251 min read


September Starts Strong — But Don’t Wait for Perfect
With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Michael Belfor
Sep 2, 20251 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 1, 20251 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 31, 20251 min read
Content by The Belfor Team, Mortgage Lender California
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