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Home Loan News..


Buydowns Aren’t a Gimmick — They’re a Strategy
You’ve probably heard the term “2-1 buydown” tossed around a lot this past year — especially by sellers trying to sweeten the deal in a...

Michael Belfor
Jun 18, 20251 min read


Energy Efficiency Incentives: Grants and Loans for Green Improvements
Energy efficiency incentives, including grants and loans, help homeowners make eco-friendly upgrades that reduce energy consumption and...

Michael Belfor
Jun 17, 20252 min read


Who’s Referring You Right Now (And Why That Matters More Than Ever)
You can’t buy trust — but you can earn it. In a market where leads are more skeptical, rates are still high, and inventory feels tight,...

Michael Belfor
Jun 17, 20251 min read


Credit Score Not Perfect? Here’s How Buyers Are Still Winning
If you’ve been told “you need a 740+ credit score to buy a home,” let’s just say… that’s outdated advice. Today’s buyers are qualifying —...

Michael Belfor
Jun 16, 20251 min read


How Investors Are Using Airbnb Income to Qualify Right Now
Short-term rentals (Airbnb, VRBO, etc.) aren’t just side hustles — they’re turning into powerful tools for investors looking to qualify...

Michael Belfor
Jun 13, 20251 min read


What Homeowners Wish They Knew Before They Bought
After hundreds of closings, here’s one thing I’ve learned: Every homeowner has at least one thing they wish they knew before buying. It...

Michael Belfor
Jun 13, 20251 min read


Bought in a High-Rate Market? Here’s Your Next Move.
If you bought a home in the last 18 months, chances are your interest rate wasn’t your favorite part of the deal. Maybe you used a...

Michael Belfor
Jun 13, 20251 min read


From “We Can’t Afford It” to Keys in Hand — Thanks to Down Payment Assistance
A few months ago, I spoke with a couple who’d basically given up on the idea of buying. Two steady jobs. Great rental history. But like a...

Michael Belfor
Jun 12, 20251 min read
Content by The Belfor Team, Mortgage Lender California
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