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Home Loan News..


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
7 hours ago1 min read


When 2 Years Isn’t 2 Years: What Self-Employed Buyers Need to Know About Qualifying
For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always. And...

Michael Belfor
Jul 281 min read


The Windows Don’t Stay Open Long — Why Rate Watching Matters More Than Ever
If you're a buyer (or working with one), you’ve probably asked the question: “Are rates going to get better soon?” The truth? Maybe. But...

Michael Belfor
Jul 262 min read


The Real Estate Catch-22
One of the biggest hurdles for homeowners wanting to move up (or even sideways) is this: “I can’t buy until I sell… but I don’t want to...

Michael Belfor
Jul 252 min read


Why Buyers Regret Waiting—and What They're Doing About It
“I should’ve bought last year.” We’ve all heard it—buyers kicking themselves for not acting sooner. But here’s what they’re realizing...

Michael Belfor
Jul 241 min read


LLC Loans and Airbnb Income — How Investors Are Scaling Smarter in 2025
One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

Michael Belfor
Jul 231 min read


How a 2-1 Buydown Can Save You $6,000+ in Year One
With rates still bouncing around, a lot of buyers feel stuck.They want to move but can’t justify the monthly payment jump. Enter the 2-1...

Michael Belfor
Jul 221 min read


Unpacking the Price, Utility, and Future Potential of XRP
If you’ve been watching XRP lately, you’ve probably noticed some fireworks — price surging into all-time highs, headlines swirling with...

Michael Belfor
Jul 213 min read
Content by The Belfor Team, Mortgage Lender California
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