Prices across the economy rose a little slower than expected in September, which is a good sign for anyone hoping to see lower mortgage rates ahead. The latest government report showed that inflation increased 0.3% for the month and 3% over the past year , just slightly less than economists had predicted. “Core” inflation — which leaves out food and gas prices — also came in a little lower than expected. That means prices for most everyday items are no longer rising as fast a

Mondays are made for motion. The market doesn’t wait for anyone — not the perfect interest rate, not the perfect season, not even the perfect plan. But the people who move with clarity always  find opportunity, even when others are standing still. If you’re buying, this week is about positioning , not perfection.Start with your numbers — not the headlines. A full pre-approval gives you leverage, clarity, and the ability to act when the right home hits the market. If you’re an

The hardest part of this market isn’t the data — it’s the doubt. Buyers keep waiting for a green light from the Fed, the news, or their friends. But faith doesn’t wait for perfect conditions. It moves with conviction. If the payment works, if the home fits, and if the long-term plan makes sense, then today might already be “the right time.” Real estate rewards the prepared — not the perfect. And that’s why we keep showing up, making calls, writing offers, and trusting God wit

Today’s mortgage market is in a holding pattern — not inactive, just patient. That’s a good thing for those prepared to act. Current Snapshot The 10-year Treasury yield  is trading around 4.02 %  (Investing). FRED’s last published 10-year print remains ~4.05% (with some lag in updates). Bond strategists expect long-term yields to remain elevated near 4.10% over the next few months due to inflation and fiscal pressures. These yields are anchoring mortgage rates. Because there’

Mortgage rates are holding in a tight range today, and that stability is exactly what smart buyers, sellers, and homeowners should lean into. What the Data Shows The 10-year Treasury is trading around 4.04 % YCharts reports the 10-year yield at 4.05 % as of October 10 The latest FRED print has shown ~4.10 %, though with publication lag That means mortgage markets aren’t about to rocket or collapse overnight — they’re paused, waiting on catalysts: inflation data, Fed commentar

There’s a common misconception floating around right now: that Down Payment Assistance (DPA) programs disappeared when the market slowed....

This week gave us one of the most anticipated Fed meetings of the year. The central bank delivered a quarter-point cut — the first since...

In a market where rates haven’t broken decisively lower, speed has become one of the most valuable advantages a buyer can bring. Sellers...

October opens with the same debate that’s defined much of 2025: are mortgage rates finally heading lower, or are we stuck in place?...

Mortgage rates may feel stuck in the mid-6s, but that hasn’t stopped buyers from finding ways to move forward. The difference isn’t...

Mortgage markets open this week in familiar territory: steady rates, cautious optimism, and a bond market that still hasn’t broken...

It’s Monday, and the market opens in familiar territory. Mortgage rates are holding steady, the 10-Year Treasury is bouncing near its...

Sundays are for slowing down. Markets, Fed statements, Treasury yields — they all swirl around us with noise. But scripture reminds us of...

This week, mortgage rates showed some gentle easing — 30-year fixed dropped modestly to around 6.30-6.35% , helped by the recent Fed rate...

If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...