top of page
Typing

Home Loan News..

The Market Doesn’t Wait — But Too Many Buyers Do

  • Writer: Michael Belfor
    Michael Belfor
  • Jul 10
  • 1 min read

ree

Let me guess…


You’ve probably had that moment where you're scrolling listings at night and thinking:


“We should really do this.”“But maybe the market will shift.”“Maybe next month will feel better.”“Maybe we’ll be more ready after the summer… the holidays… tax season…”

Here’s the truth no one really wants to admit:Most buyers don’t get stuck because of math — they get stuck because of momentum.


Waiting becomes a habit.And when “later” keeps getting pushed back…...so does everything that could’ve followed ownership.


Here’s what waiting really costs:


  • Equity growth you could’ve started months ago

  • Refinancing opportunities you’ll miss if you’re not in the market

  • Wealth-building through appreciation and principal paydown

  • The emotional peace of having your own space — and being done with the rental cycle


We don’t talk about that stuff enough. It's not just rates and price points. It’s lifestyle. It's freedom. It's options.

And every month you wait without a plan, you’re paying for someone else’s.

So what’s the move?


Don’t commit to a house.Don’t even commit to buying.


Commit to clarity.

We can run numbers. Map a timeline.


Lay out your exact next steps.And help you make a smart decision — not an emotional one.


Because the market doesn’t wait. And if you’re standing still, you’re falling behind.


Let’s shift from waiting… to preparing.


Let’s apply.



Because the sooner you start the plan, the sooner you can stop waiting.

Comments


The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.233.4235

OC. 949.577.6449

  • X
equal housing lender.png

​ NMLS CONSUMER ACCESS LINK: NMLS #1850

Privacy Policy APM Privacy Policy 

APM Disclosure Policy
 

Belfor Team/American Pacific Mortgage - 30011 Ivy Glenn Dr. Ste 221 – Laguna Niguel – CA 92677. NMLS 398359.

© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

SMS Disclosure:

By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy.

Privacy Policy for Communication Phone/Email/SMS:

We do not share data with third parties for marketing/promotional purposes.

By submitting your phone number to The Belfor Team at American Pacific Mortgage, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.

bottom of page