Three Smart Moves for First-Time Buyers
- Michael Belfor
- Sep 6
- 1 min read
Buying your first home can feel intimidating — but it doesn’t have to be. Here are three moves we recommend to every first-time buyer:
1. Get Fully Underwritten.A pre-approval is good. A full underwrite is better. It shows sellers you’re serious and allows you to close faster.
2. Use Down Payment Assistance (DPA).You don’t need to wait years to save. Many programs can help cover part of your down payment or closing costs — and yes, they can close in as little as 15 days.
3. Build Around the Payment, Not the Price.What matters most is what you’ll pay each month. Programs like lender-paid buydowns or credits can make ownership affordable even if prices feel high.
The key for first-time buyers isn’t perfection — it’s preparation. With the right strategy, the process can be smoother, faster, and more rewarding.
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