Wednesday Wisdom: Win the Market You’re In

You don’t win by waiting — you win by preparing.

Too many people are on the sidelines right now, watching rates like it’s a scoreboard. But the truth is, the rate is only one line item in the bigger picture. The bigger win is ownership, equity growth, and timing your life — not just your loan.

Let’s get honest about the math.If home prices grow 3–5% while you wait for rates to drop 0.5%, the math doesn’t balance in your favor. But when you buy now and refinance later, you capture both time and equity.

That’s stewardship — using today’s opportunities with tomorrow’s wisdom.

This week, don’t waste your energy guessing what the Fed will do. Focus on what you can do. Run your numbers, secure your approval, and set yourself up for peace — not panic — when the next shift comes.

And remember, faith doesn’t mean doing nothing. It means trusting God while taking wise action.