Weekly Recap — Staying Ready for Short Windows

This week, rates once again traded in a narrow range. The 10-Year Treasury bounced between 4.20–4.30%, holding mortgage pricing steady.

Inflation data continues to hover at 2.7%, and tariff chatter kept markets cautious.

Nothing dramatic happened — but that’s the point.

This year, the biggest wins haven’t come from sweeping rate drops. They’ve come from short, quiet dips where prepared clients locked in quickly. A difference of even 0.25% in rate saves thousands over the first few years.

The clients who benefited weren’t the ones trying to outguess the market. They were the ones who had their file underwritten, docs submitted, and strike rates in place.

As we wrap the week, the lesson is the same: stay ready. The opportunities won’t come with flashing lights. They’ll come quietly, and they’ll go fast.