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Home Loan News..


The Most Common First Time Homebuyer Mistakes
You did it—you saved for a down payment and closing costs, worked on your credit score, determined how much house you can afford, got...

Michael Belfor
May 16, 20235 min read
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Pros and Cons of a Debt Consolidation Mortgage Refinance
A debt consolidation refinance may let you kill two birds with one stone: It can allow you to achieve a lower interest rate on your debt...

Michael Belfor
May 9, 20234 min read
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Tips to Improve Your Credit Score
Your credit score is an important factor when it comes to buying a home. That’s because it gives your lender a snapshot of how...

Michael Belfor
May 2, 20235 min read
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What Documents Do You Need For A Home Loan?
Getting your ducks in a row when applying for a mortgage can seem daunting, but it doesn’t have to be! Lenders, underwriters and APM are...

Michael Belfor
Apr 25, 20233 min read
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Is it smart to buy property for your college student?
Tuition, books, meals, housing… the cost of college adds up faster than it even seems possible. And many parents are left wondering if...

Michael Belfor
Apr 18, 20233 min read
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7 Tips for First Time Homebuyers
You’ve decided you want to buy a home. You’re ready to look at listings, view the next open house, and pick your favorite paint...

Michael Belfor
Apr 11, 20236 min read
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Buyers and Sellers: How to Hire a Real Estate Agent
Real estate agents are a dime a dozen, right? While it’s true that buyer’s agents and seller’s agents are in no short supply, a good real...

Michael Belfor
Apr 4, 20234 min read
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5 Things To Consider If You’re Thinking About Relocating
Relocating is on the minds of many Americans right now for a few reasons. These include the current work-from-home (WFH) culture spurred...

Michael Belfor
Mar 28, 20233 min read
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DIY Home Improvement & Maintenance Tips
Your home is where your heart is. For most of us right now, it’s also where our business is, our family is and our attention is. It’s...

Michael Belfor
Mar 14, 20235 min read
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What to Do if Your Home is Flooded or Destroyed by a Hurricane
If you, your family, or your loved ones have been impacted by the recent hurricanes, our hearts are with you. We encourage you to make...

Michael Belfor
Mar 14, 20232 min read
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Home Renovations with the Best Return on Investment
One of the great things about owning a home is that you can truly make it yours, which is hard to do in a rental. Don’t like the carpet?...

Michael Belfor
Mar 7, 20235 min read
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Interest Rate Hacks to Reduce Your Monthly Payments
Many would-be homebuyers are feeling the pinch from rising interest rates, but you don’t have to! We have gotten creative to ensure that...

Michael Belfor
Feb 28, 20233 min read
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2023 FHA LOAN LIMITS FOR CALIFORNIA
With the FHA Monthly Mortgage Insurance Premium amount being decreased, FHA Home Loans have gotten a lot of attention within the last...

Michael Belfor
Feb 27, 20235 min read
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7 Tips for First Time Homebuyers
You’ve decided you want to buy a home. You’re ready to look at listings, view the next open house, and pick your favorite paint...

Michael Belfor
Feb 24, 20236 min read
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Understanding a 3-2-1 Interest Rate Buydown
Higher interest rate environments can make it difficult to buy a home, but there are silver linings and workarounds. The good news is...

Michael Belfor
Feb 15, 20234 min read
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6 Ways to Beat Inflation by Buying a Home
While inflation slowly chips away at your dollars’ buying power, putting those dollars into investments can allow that money to grow...

Michael Belfor
Feb 7, 20233 min read
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The 3 Factors That Affect Home Affordability
If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges....

Michael Belfor
Feb 1, 20232 min read
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Budgeting for Homeownership in the New Year
The new year is a great time to think about budgeting for homeownership. When this is done correctly, you can get into a home faster than...

Michael Belfor
Jan 30, 20234 min read
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2023 CONFORMING LOAN LIMITS
In the last few weeks I've gotten quite a few questions as it pertains to the loan limits in California, specifically 2-4 units and the...

Michael Belfor
Jan 24, 20235 min read
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How To Estimate Your Closing Costs When Buying A Home
A down payment and monthly mortgage payment aren’t the only costs you’re looking at when buying a new home. Some buyers forget that they...

Michael Belfor
Jan 17, 20233 min read
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Content by The Belfor Team, Mortgage Lender California
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