top of page

Home Loan News..


Why Mortgage Rates Still Feel “Stuck” — and How to Plan Around It
If it feels like mortgage rates haven’t moved much this month, you’re not imagining it. The 10-Year Treasury has been holding in a narrow...

Michael Belfor
Sep 18, 20251 min read


Three Ways to Cut Years Off Your Mortgage Without Refinancing
Homeowners often assume the only way to pay off a mortgage faster is by refinancing into a shorter term. But there are simple strategies...

Michael Belfor
Sep 17, 20251 min read


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 16, 20251 min read


Green Mortgages: Sustainable and Eco-Friendly Financing
Green mortgages, also known as energy-efficient mortgages (EEMs), are designed to help homebuyers finance eco-friendly homes or...

Michael Belfor
Sep 9, 20252 min read


Renovation Tips for Sellers: How to Prepare Your Home for a Quick Sale
When preparing to sell your home, making strategic renovations can significantly impact its marketability and selling price. Renovations...

Michael Belfor
Sep 5, 20253 min read


Mortgage Refinance for Divorce: Navigating Loan Changes Post-Divorce
Divorce can bring many financial challenges, and one of the most significant is deciding what to do with the family home. If you and your...

Michael Belfor
Sep 2, 20252 min read


September Starts Strong — But Don’t Wait for Perfect
With Labor Day behind us, the fall market is officially underway. Historically, September brings more listings, more buyer activity, and,...

Michael Belfor
Sep 2, 20251 min read


Labor, Legacy, and Why Hard Work Still Matters
Labor Day is more than a long weekend — it’s a celebration of the dignity and value of hard work. Homeownership is deeply tied to that...

Michael Belfor
Sep 1, 20251 min read


Rest, Renewal, and the Cornerstone That Doesn’t Shift
Sunday mornings remind us to pause — not just from work, but from the constant pull of worry and striving. The housing market, the...

Michael Belfor
Aug 31, 20251 min read


Three Small Homeownership Hacks That Save Big
Not every win in homeownership comes from chasing the lowest mortgage rate. In fact, some of the biggest financial benefits come from...

Michael Belfor
Aug 30, 20251 min read


Weekly Recap — Why Patience and Preparation Still Win
This week’s mortgage market was another reminder that success isn’t always about reacting fast — it’s about preparing well. Rates stayed...

Michael Belfor
Aug 29, 20251 min read


Three Credit Moves That Save Buyers Thousands
When it comes to buying a home, your credit score does more than determine approval — it shapes your pricing, your options, and in many...

Michael Belfor
Aug 28, 20251 min read


Why the Right Loan Program Matters as Much as the Rate
Most people start the mortgage conversation with one question: “What’s the rate?” And while the interest rate is important, it’s not the...

Michael Belfor
Aug 26, 20251 min read


Refinancing for Better Rates: When to Seek Lower Interest Rates
Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Michael Belfor
Aug 19, 20252 min read


The Market Feels Stuck — But Here’s Why It Isn’t
It’s easy to think mortgage rates are “stuck” right now. After all, they’ve been hovering in the same general range for weeks. Buyers are...

Michael Belfor
Aug 18, 20252 min read


Why This Summer’s Rate Environment Rewards Fast Movers
Summer 2025 has been defined by short-lived opportunities. Whether it’s a softer jobs report or a cooler inflation number, the result is...

Michael Belfor
Aug 15, 20251 min read


The 10-Year Treasury Is Still the Key to Mortgage Rates
If you want to know where mortgage rates are headed, watch the 10-Year Treasury yield . When the yield dips below key support levels —...

Michael Belfor
Aug 14, 20251 min read


Midweek Market Watch — Calm Before the Data
It’s Wednesday, and on the surface, the market looks quiet. Mortgage rates have held steady since the small bump after last week’s bond...

Michael Belfor
Aug 13, 20251 min read


Manufactured Home Loans: Financing for Modular and Mobile Homes
Manufactured home loans provide financing for homes that are built off-site in a factory and then transported to their final location....

Michael Belfor
Aug 12, 20252 min read


Exploring Your Most Expensive Listings: What Drives Their Value
Discussing your most expensive property listings is an excellent way to highlight the premium aspects of high-end real estate and attract...

Michael Belfor
Aug 12, 20253 min read
Content by The Belfor Team, Mortgage Lender California
bottom of page
