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Home Loan News..


Loan Servicing Transfers: What to Expect When Your Loan Changes Hands
A loan servicing transfer occurs when the company that manages your mortgage payments and handles your loan, known as the loan servicer,...

Michael Belfor
Jun 101 min read


Self-Employed? Here's How You Can Buy Without Tax Return Drama
Being your own boss is awesome… until it’s time to qualify for a mortgage. If you’re self-employed, you already know the drill: Tax...

Michael Belfor
Jun 101 min read


Can’t Afford a Down Payment? You Might Not Need One.
One of the biggest myths in homebuying is this: “You need 20% down to buy a home.” False. Many buyers today are purchasing with as little...

Michael Belfor
Jun 91 min read


How Investors Are Buying Without W-2s, Paystubs, or Tax Returns
Think buying an investment property means jumping through hoops with your CPA and hunting down every tax return since 2017? Not anymore....

Michael Belfor
Jun 41 min read


Interest Rate Buydowns: Lowering Your Mortgage Rate
An interest rate buydown allows homebuyers to temporarily lower their mortgage interest rate, which reduces their monthly payments during...

Michael Belfor
Jun 32 min read


This One Question Can Change Your Entire Homebuying Strategy
Whenever I talk to a buyer who’s unsure about the market, I ask one simple question: “Are you making a 5-year decision… or a 30-year...

Michael Belfor
Jun 31 min read


Renting Feels Safer — But It’s Quietly Costing You More
Renting can feel like the safer move. ✅ No long-term commitment. ✅ Predictable payments (for now). ✅ Flexibility to move. But here’s the...

Michael Belfor
Jun 21 min read


The “High Rate” Myth That’s Costing Buyers Thousands
There’s a myth floating around — maybe you’ve heard it: “I’ll just wait until rates drop before I buy.” At first glance, it makes sense....

Michael Belfor
May 301 min read


Why Some Offers Get Accepted Instantly (And Others Sit in Limbo)
Ever wonder why some buyers seem to glide into escrow while others get ghosted after submitting an offer? It’s not always the price. ...

Michael Belfor
May 291 min read


Yes, You Can Still Win in This Market — Here’s How
It’s easy to feel stuck right now. Rates are up. Inventory is low. And every headline makes it sound like homeownership is out of reach....

Michael Belfor
May 281 min read


Buying in a High-Rate Market? Here’s What Smart Money Is Doing
Today’s market feels like a BBQ with no sauce — prices are hot, rates are hotter, and nobody’s having as much fun as they thought. But...

Michael Belfor
May 271 min read


That Low Rate Online? It Might Cost You More Than You Think
Let’s talk about the shiny object on every homebuyer’s mind: the lowest rate. It’s easy to scroll past headlines like “Rates as low as...

Michael Belfor
May 221 min read


Home Renovation Loans for Investors: Financing Property Upgrades
Home renovation loans for investors provide financing to purchase and improve properties, making them ideal for real estate investors...

Michael Belfor
May 202 min read


RELOCATION: Local Job Opportunities: What Buyers Need to Know
When relocating to a new area, understanding the local job market is essential for buyers. The availability of job opportunities can...

Michael Belfor
May 132 min read


Starting a Buyer’s Corner: Tips to Help Buyers in the Home Buying Process
Buying a home is one of the most significant financial decisions you’ll make in your life. Whether you’re a first-time buyer or a...

Michael Belfor
May 63 min read


USDA Streamline Refinance: Refinancing Rural Loans
The USDA Streamline Refinance program allows homeowners with USDA loans to refinance their mortgage with minimal paperwork and no need...

Michael Belfor
Apr 292 min read


Answering Readers’ FAQs Regarding Selling Their Homes
Selling a home can be a complex process filled with questions and uncertainties. To help ease the journey, we’ve compiled answers to some...

Michael Belfor
Apr 253 min read


🏡 New Bay Area Program Offers Up to $200,000 Toward Your First Home
Buying a home in the Bay Area just got a lot more possible. With high home prices and limited affordable options, many first-time buyers...

Michael Belfor
Apr 222 min read


High-LTV Mortgages: Financing with a High Loan-to-Value Ratio
A high loan-to-value (LTV) mortgage allows borrowers to finance a home with little equity, meaning the loan amount is close to or equal...

Michael Belfor
Apr 222 min read


Landscaping Pitfalls to Avoid When Selling Your Home
Landscaping can significantly impact a home’s curb appeal and attractiveness to potential buyers. However, there are pitfalls to avoid to...

Michael Belfor
Apr 181 min read
Content by The Belfor Team, Mortgage Lender California
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