That Low Rate Online? It Might Cost You More Than You Think

Let’s talk about the shiny object on every homebuyer’s mind: the lowest rate.

It’s easy to scroll past headlines like “Rates as low as 5.5%!” and feel like you’ve struck mortgage gold. But here’s the truth most lenders won’t tell you: that “low” rate often comes with…

❌ Steep discount points

❌ Higher closing costs

❌ Delays that kill deals

❌ Zero support when things get messy

Last week, a couple called me after chasing one of those online teaser rates. By the time they realized the true cost (and stress), they’d already lost out on their dream home. We got them back on track, but it was a reminder:

💡 “The best mortgage isn’t always the lowest rate — it’s the smartest strategy.”

I don’t just quote numbers. I help you build a homeownership plan that fits your life, your timeline, and your long-term goals.

Want to see how that looks for you? Let’s connect.

📲 DM me or apply at APPLICATION — let’s talk smart mortgage strategy.

Hashtags:#MortgageTruths #HomeLoanHelp #InterestRatesExplained #MortgageStrategy #SmartHomeBuying