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Buying in a High-Rate Market? Here’s What Smart Money Is Doing

  • Writer: Michael Belfor
    Michael Belfor
  • May 27
  • 1 min read


Today’s market feels like a BBQ with no sauce — prices are hot, rates are hotter, and nobody’s having as much fun as they thought.


But here’s the crazy part:


Homes are still selling.

Buyers are still buying.

Smart money is still moving.


Why?

Because real buyers aren’t playing the interest rate guessing game. They’re playing the equity game — and they’re winning by thinking like this:

“Date the rate. Marry the house. Refinance the moment rates drop.”

I’ve had 3 buyers this month go under contract with a strategy in place:

✅ Buy now with confidence

✅ Lock in seller credits or temporary buydowns

✅ Set up a no-cost refinance gameplan for later


They’re not waiting on the sidelines — they’re moving forward with a plan.

This isn’t about timing the market. It’s about beating it with strategy.


Thinking about buying but unsure how to time it? Let’s talk strategy — not just rates. Apply now or DM me to set up a 15-min game plan call.



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The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.231.0900

OC. 949.468.0012

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