Buying in a High-Rate Market? Here’s What Smart Money Is Doing
- Michael Belfor
- May 27
- 1 min read

Today’s market feels like a BBQ with no sauce — prices are hot, rates are hotter, and nobody’s having as much fun as they thought.
But here’s the crazy part:
Homes are still selling.
Buyers are still buying.
Smart money is still moving.
Why?
Because real buyers aren’t playing the interest rate guessing game. They’re playing the equity game — and they’re winning by thinking like this:
“Date the rate. Marry the house. Refinance the moment rates drop.”
I’ve had 3 buyers this month go under contract with a strategy in place:
✅ Buy now with confidence
✅ Lock in seller credits or temporary buydowns
✅ Set up a no-cost refinance gameplan for later
They’re not waiting on the sidelines — they’re moving forward with a plan.
This isn’t about timing the market. It’s about beating it with strategy.
Thinking about buying but unsure how to time it? Let’s talk strategy — not just rates. Apply now or DM me to set up a 15-min game plan call.
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