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Why Veterans Shouldn’t Be Losing to Conventional Offers

  • Writer: Michael Belfor
    Michael Belfor
  • Jun 11, 2025
  • 1 min read

If you’re a veteran or active duty military, the VA loan is hands-down one of the best financing options in the country.


But let’s be honest — some sellers and agents still hesitate when they see a VA offer.

Why?


Usually, it comes down to misconceptions:

  • ❌ "It takes too long to close"

  • ❌ "The appraisal will kill the deal"

  • ❌ "VA buyers don’t bring skin in the game"


Let’s clear this up:

✅ VA loans can close just as fast as conventional

✅ Appraisals are no tougher than FHA or even conventional in many markets

✅ VA buyers often have strong income, reserves, and credit

✅ And oh yeah — 0% down with no monthly MI is a serious win


I’ve had VA offers beat out conventional ones because we positioned the loan correctly and had everything fully underwritten before the offer was sent in.


The VA loan is a benefit earned, not a handout — and when it’s packaged right, it’s a winning offer.

If you’re a vet, or you work with veterans, don’t let outdated myths cost you a great deal. This loan product is elite — just like the folks who qualify for it.



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The Belfor Team

Mortgage Banker

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CA DRE 01878769 
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