Refinancing your mortgage to secure a lower interest rate can save you thousands of dollars over the life of the loan. Homeowners often...

Last week was a perfect example of today’s mortgage market: rates dipped briefly, and then — just as quickly — they jumped back up. We...

This week, we saw a short-lived improvement in mortgage rates — and we acted fast, locking 12 refinance loans  for clients who had been...

This week, we locked 12 refinance loans  for clients who had been waiting for the right moment — and they got it. But one question keeps...

We’re barely into August, but the tone of the market has already changed. Last week’s data dropped a few hints — nothing dramatic, but...

An adjustable-rate mortgage (ARM) offers a variable interest rate that can change over time, based on market conditions. However, to...

There was a time when every investor in America was hunting 1% rental deals like gold. You know the rule: If a property rents for 1% or...

For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always.  And...

One of the biggest hurdles for homeowners wanting to move up (or even sideways) is this: “I can’t buy until I sell… but I don’t want to...

One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

When considering a new place to live, the availability of recreational and leisure activities can be a significant factor. Local parks,...

It’s the question everyone’s asking (out loud or in their heads): “Should I wait for rates to drop before buying?” The answer? It depends...

Let’s clear something up: You do not need 20% down to buy a home. That might’ve been true for your parents in the ‘90s.But in 2025? It’s...

In a competitive seller’s market, we all know price matters.But in this market — with higher rates and tight affordability — the smartest...

If you’re a real estate investor — or working with one — you probably already know how hard it can be to qualify for a mortgage using...

Most people think you can only use one DPA program. Not true. With the right combination of programs and a lender who knows how to...

You own your own business. You're crushing it. You've got money in the bank, a growing operation, maybe even a couple team members. And...

Ask most buyers (and even some agents) what a buydown is, and the answer usually falls into one of two categories: ❌ “Isn’t that just...

Let me guess… You’ve probably had that moment where you're scrolling listings at night and thinking: “We should really do this.”“But...

Let’s talk about the real reason most people don’t buy a home: It’s not the rate. It's not the down down payment. It's not the credit...