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Home Loan News..

Sitting on Equity? Here’s What You Can Do With It.

  • Writer: Michael Belfor
    Michael Belfor
  • Jun 26
  • 1 min read

A lot of homeowners feel stuck right now.


“I don’t want to give up my low rate,""I’m not sure if it makes sense to move,” “I guess I’ll just wait…”


But here’s the thing — your equity isn’t just sitting there. It’s a tool. And right now, it could be working harder for you.


Here’s what smart homeowners are doing in 2025:


✅ Tapping equity to consolidate high-interest debt

✅ Using equity to fund a second home or rental property

✅ Remodeling or upgrading instead of selling

✅ Helping a child or family member with their first purchase

✅ Restructuring to improve monthly cash flow


You don’t have to sell your home to make a move — sometimes, you just need to move your strategy.


Equity isn’t the finish line — it’s the foundation for your next step.

If you’ve been wondering whether to refinance, cash out, or just stay put… let’s talk through it. You’ve got more options than you think.

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The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.231.0900

OC. 949.468.0012

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