The Myth of Waiting for Rates to Drop

We hear it all the time:"We’re just going to wait for rates to come down.”

It sounds logical. But the reality? Most people who say that end up missing their window — because the best moments don’t last long, and they never look perfect when they arrive.

Take a look at the recent chart of the 10-Year Treasury yield — there have been several short dips over the past 12–18 months. Each one brought a small, but meaningful drop in rates. The catch? Those windows lasted days, not weeks.

The buyers who benefited? They had a game plan. They were prepped, pre-approved, and knew their strike rate.

So instead of “wait for rates,” we recommend “be ready for rates.” Have your documents in, understand the numbers, and have us watching the market for you.

Even if you’re a few months out, let’s talk strategy now.Because when rates finally move?

The opportunity won’t wait.