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You Don’t Need to Be 100% Ready — You Just Need to Be 1% Brave

  • Writer: Michael Belfor
    Michael Belfor
  • Jul 9
  • 1 min read

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Let’s talk about the real reason most people don’t buy a home:


It’s not the rate. It's not the down down payment. It's not the credit score.


It’s the uncertainty. The voice in the back of their mind that whispers:


“What if I mess this up?”“What if rates drop after I buy?”“What if I’m not actually ready?”

I’ve had conversations with buyers who had everything in place — income, credit, cash — but still froze because they felt like there was too much to figure out.

But here’s the truth: there will always be “what ifs.”


The market doesn’t hand out perfect conditions. It hands out windows of opportunity — and they rarely come with neon signs.


So what actually works? A little bit of courage + a lot of clarity.


What buyers really need is:

  • A clean plan

  • A breakdown of the monthly numbers

  • A realistic timeline

  • And someone in their corner who’s done this hundreds of times


That’s it.

You don’t have to be fearless. You don’t need to know every answer. You just need to be 1% brave enough to start the conversation.


I’ve seen this moment change lives:

“We weren’t sure we were ready… but we’re so glad we did it.”

If that voice is still whispering in your head…


Let’s sit down and answer the questions.


You don’t have to commit to a house. Just commit to clarity.From there, everything else starts to move.

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The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.233.4235

OC. 949.577.6449

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