You're Already Paying a Mortgage — It's Just Not Yours

Let’s be real: most renters could qualify for a mortgage — they just don’t think they can.

Maybe it’s because they:

• Think they need perfect credit

• Assume they need 20% down

• Don’t know where to start

• Feel safer staying put (even if the rent keeps going up)

• 
  

But here’s the truth:

✅ If you’re paying $2,500+ a month in rent, you’re already covering what many homeowners are.

✅ If you’ve got consistent income and halfway decent credit, you likely qualify.

✅ If you’re renting, you’re still paying a mortgage — it just belongs to your landlord.

I talk to people every week who thought they were a year away from buying — but with the right strategy, they could’ve bought last year.

The first step isn’t saving more. It’s finding out what’s possible.

Whether you buy now or six months from now, the plan starts with clarity — and that part is free.