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Home Loan News..


Four Programs Giving Buyers an Edge in 2025
In a market where rates feel stuck, programs often make the difference between sitting on the sidelines and moving forward. The right...

Michael Belfor
Sep 16, 20251 min read


Mondays Are for Mindset — and Market Prep
Mondays matter. They set the tone for the week — in business, in life, and in housing. Today, the mortgage market opens in familiar...

Michael Belfor
Sep 15, 20251 min read


Where Rates Stand Today
Mortgage rates have been on a rollercoaster over the past few weeks, dipping to levels we haven’t seen in nearly a year before rebounding...

Michael Belfor
Sep 12, 20252 min read


Reflection, Resilience, and Why Preparation Still Matters
September 11 is a day that reminds us of resilience. For many of us, it’s not just a date on the calendar — it’s a moment of reflection...

Michael Belfor
Sep 11, 20251 min read


Three Ways to Boost Your Buying Power Without Waiting on Rates
It’s easy to think the only way to improve affordability is to wait for lower interest rates. But smart buyers are finding other ways to...

Michael Belfor
Sep 10, 20251 min read


Four Loan Programs That Help Buyers Move Now
In today’s market, it’s easy to think progress depends only on rates. But that’s not the whole story. For many buyers and homeowners, the...

Michael Belfor
Sep 9, 20251 min read


Mondays Are for Momentum — Not Waiting
Mondays set the tone. And in housing and finance, the start of the week is when hesitation and momentum separate the watchers from the...

Michael Belfor
Sep 8, 20251 min read


A Firm Foundation That Doesn’t Shift
In the housing world, we talk a lot about foundations. A strong home begins with one. But life works the same way. Jesus put it simply in...

Michael Belfor
Sep 7, 20251 min read


Three Smart Moves for First-Time Buyers
Buying your first home can feel intimidating — but it doesn’t have to be. Here are three moves we recommend to every first-time buyer: 1....

Michael Belfor
Sep 6, 20251 min read


Weekly Recap — Staying Ready for Short Windows
This week, rates once again traded in a narrow range. The 10-Year Treasury bounced between 4.20–4.30%, holding mortgage pricing steady....

Michael Belfor
Sep 5, 20251 min read


September Jobs Report Misses — Rates Improve
This morning’s August Jobs Report came in well below expectations, and mortgage markets reacted quickly. Only 22,000 jobs were added in...

Michael Belfor
Sep 5, 20251 min read


Why Mortgage Rates Don’t Always Follow the Fed
With another Fed meeting around the corner, there’s chatter everywhere: “If the Fed cuts rates, won’t mortgage rates drop too?” The...

Michael Belfor
Sep 4, 20251 min read


Three Simple Moves That Make Homebuying Less Stressful
Buying a home is exciting — but it can also feel overwhelming. Between documents, deadlines, and decisions, many buyers end up stressed...

Michael Belfor
Sep 3, 20251 min read


Three Credit Moves That Save Buyers Thousands
When it comes to buying a home, your credit score does more than determine approval — it shapes your pricing, your options, and in many...

Michael Belfor
Aug 28, 20251 min read


Three Housing Hacks That Save Buyers Real Money
Not every buyer needs a lower rate to save money. Sometimes, it’s about getting creative with structure, strategy, and timing. Here are...

Michael Belfor
Aug 27, 20251 min read


Why the Right Loan Program Matters as Much as the Rate
Most people start the mortgage conversation with one question: “What’s the rate?” And while the interest rate is important, it’s not the...

Michael Belfor
Aug 26, 20251 min read


Big Market Movement After Powell’s Speech – Here’s What to Know
Big news from the market this morning — and it’s (finally) the kind that helps. Fed Chair Powell gave his Jackson Hole speech, and the...

Michael Belfor
Aug 23, 20252 min read


4 Loan Programs Helping Buyers Win in Today’s Market
Mortgage rates may grab the headlines, but the truth is — programs often matter just as much as pricing. In a market where every edge...

Michael Belfor
Aug 19, 20251 min read


The Market’s Calm Is Only on the Surface
It’s Monday morning, and the market feels… calm. No big headlines. No shock reports. No Fed meetings this week. But under the surface,...

Michael Belfor
Aug 11, 20251 min read


4 Programs That Are Quietly Winning the Summer
While most buyers are focused on rate headlines, smart buyers (and agents) are using strategy to win — with programs that offer speed,...

Michael Belfor
Aug 3, 20251 min read
Content by The Belfor Team, Mortgage Lender California
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