If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know...

An adjustable-rate mortgage (ARM) offers a variable interest rate that can change over time, based on market conditions. However, to...

There was a time when every investor in America was hunting 1% rental deals like gold. You know the rule: If a property rents for 1% or...

For self-employed borrowers, the NUMBER ONE question we get is: “Do I need two full years of tax returns?” The answer? Not always.  And...

One of the biggest hurdles for homeowners wanting to move up (or even sideways) is this: “I can’t buy until I sell… but I don’t want to...

One of the biggest shifts in lending this year has nothing to do with rates — and everything to do with structure. Smart investors are...

When considering a new place to live, the availability of recreational and leisure activities can be a significant factor. Local parks,...

It’s the question everyone’s asking (out loud or in their heads): “Should I wait for rates to drop before buying?” The answer? It depends...

Let’s clear something up: You do not need 20% down to buy a home. That might’ve been true for your parents in the ‘90s.But in 2025? It’s...

In a competitive seller’s market, we all know price matters.But in this market — with higher rates and tight affordability — the smartest...

If you’re a real estate investor — or working with one — you probably already know how hard it can be to qualify for a mortgage using...

Most people think you can only use one DPA program. Not true. With the right combination of programs and a lender who knows how to...

Ask most buyers (and even some agents) what a buydown is, and the answer usually falls into one of two categories: ❌ “Isn’t that just...

Let me guess… You’ve probably had that moment where you're scrolling listings at night and thinking: “We should really do this.”“But...

Let’s talk about the real reason most people don’t buy a home: It’s not the rate. It's not the down down payment. It's not the credit...

Mortgage insurance is a policy that protects lenders in case a borrower defaults on their mortgage. For homebuyers, it’s usually required...

Let’s be honest — trying to figure out when  to buy a home in 2025 can feel like trying to hit a moving target… blindfolded… while...

The fireworks are done. The BBQ leftovers are (mostly) gone. Summer’s rolling, and we’re officially in the second half of the year. And...

As we head into the Fourth of July weekend, I wanted to quickly share something you may not hear from the mainstream headlines… 🏡 This...

With the 4th of July around the corner, we’re celebrating a lot of things: country, family, summer — and yes, freedom. But here’s a...