top of page
Typing

Home Loan News..

The Pause Before the Push

  • Writer: Michael Belfor
    Michael Belfor
  • 3 days ago
  • 2 min read

ree

If the market had a soundtrack right now, it’d be the moment right before the bass drops. You know it’s coming—you just don’t know exactly when.


That’s where we are.


A little tension.


A little stillness.


Rates are hovering (slightly improved in some areas), inventory is moving—but at a snail’s pace—and buyers and sellers are circling each other like it’s a middle school dance. Plenty of potential, not a lot of action.


But don’t confuse quiet with dead.


This is the pause before the push. The moment when serious buyers get their ducks in a row—pre-approvals, updated budgets, setting alerts, and studying the comps. It’s when savvy sellers stop playing “what my neighbor got in 2022” and start pricing for this market, not last year’s headlines.


And it’s when professionals—yes, including yours truly—are working overtime behind the scenes.Running numbers. Structuring creative financing. Coaching people through decisions with real-world impact.


Because here’s the thing: when the next wave comes—maybe it's rates dropping, maybe it’s inventory bumping, maybe it's that one house finally hitting MLS—you don’t want to start paddling. You want to already be in motion.


Too many people wait for “the sign” before taking action. Smart people prepare so they can take action when the moment hits.


So don’t let the calm fool you. This is when you do the work that pays off later. You game plan now, so you're not scrambling later.


Whether you're a first-time buyer trying to time your move, an investor weighing rates against rents, or a seller debating between list now or wait till fall—this market rewards clarity and confidence, not hesitation.


Let’s talk.


I’ll help you get clear.


No pressure. Just strategy.


Because even in the stillness—there's movement coming.




Comments


The Belfor Team

Mortgage Banker

Branch Manager

NMLS 264700

CA DRE 01878769 
SF.415.231.0900

OC. 949.468.0012

equal housing lender.png

​ NMLS CONSUMER ACCESS LINK: NMLS #1850

Privacy Policy APM Privacy Policy 

APM Disclosure Policy
 

Belfor Team/American Pacific Mortgage - 30011 Ivy Glenn Dr. Ste 221 – Laguna Niguel – CA 92677. NMLS 398359.

© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed in CA. CA DRE #01215943. NMLS 1850. Equal Housing Opportunity.

SMS Disclosure:

By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy.

Privacy Policy for Communication Phone/Email/SMS:

We do not share data with third parties for marketing/promotional purposes.

By submitting your phone number to The Belfor Team at American Pacific Mortgage, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.

bottom of page